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4906 Emerald Bay Dr, Northport, AL, 35473

4beds
3baths
3,709sqft
$219,900
$59price/sqft
$1,721/moest. monthly cost
$68,840/yrincome needed

About This Home

Welcome to 4906 Emerald Bay Dr. - a spacious 3,700 sq ft home in the wonderful Northwood Lake neighborhood! 3 beds and 2 baths, a formal living plus great room, and a bright enclosed sunroom complete the first level. A full finished basement includes a separate entrance, full kitchen, bedroom and bath — ideal as an in-law suite or rental. The wooded backyard framed by mature trees offers great outdoor potential and privacy. This property has tons of potential with plenty of room to personalize and expand. Community amenities include a lake, playground, tennis courts and pool. Schedule a showing today!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
Echols Middle SchoolGrades 7-81.5 mi
5/10
Sipsey Valley High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1967

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Oven,Water Heater
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Granite Counters,Open Concept,Solid Surface Counters,Cable TV,Walk-In Closet(s)
  • Flooring: Hardwood
  • Fireplace features: Family/Living/Great Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total structure area: 3,709
  • Total interior livable area: 3,709 sqft

Property

Details

  • Parcel number: 3102032003021.000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community,In Ground,Pool,Association
  • Patio & porch: Covered,Deck,Enclosed,Open,Porch
  • Exterior features: Rain Gutters,Tennis Court(s)
  • Waterfront features: Lake Privileges
  • Residential vegetation: Wooded

Lot

  • Lot size: 0.65 Acres
  • Features: Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Concrete,Driveway,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,111$13,332
Home Insurance *$126$1,512
Property Taxes $69$828
Electricity $415$4,980
Total$1,721$20,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,005/yr
40% on housing$51,630/yr
45% on housing$45,893/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 35473$129
Tuscaloosa County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 35473$170
Tuscaloosa County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$219,900
2026-07-31Listed for sale$219,900
2026-07-24Pending sale$219,900
2026-07-09Price change$219,900
2026-06-19Listed for sale$259,900
2026-06-15Listing removed$259,900
2026-06-09Price change$259,900
2026-05-19Listed for sale$279,900

For Sale by Agent

AgentKayley Hudson
BrokerageHAMNER REAL ESTATE

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