




1401 County Road 449, Lake Panasoffkee, FL, 33538
About This Home
Contact Owner Directly Phone Number Listed Right Below Description 4 Bedroom 2 Bath 1584 Sq Ft Block Home on .39 Acres Nice Layout Split Floor Plan, Move In ready ** No Showings with out “Proof of Funds” or “Mortgage/Lender Approval Letter” ** - Absolutely NO Owner Financing or Lease Options- -No Wholesalers or Assignable Contracts- - No Agent Needed / Closing Handled By Real Estate Law Firm - Unless buyer has a preferred closing company Floodzone X (No Flood Insurance) Recent Survey In October 2024 Located in Tracy’s Point Waterfront Community On Lake Panasoffkee, Deed Restricted Homes Only, Small HOA only $40 per year Deeded water access and community Boat Ramps, Golf cart friendly community. Waterfront Dining, Fishing Lodge and US Post office right in the neighborhood. Really Close to The Villages, Quick Access to I-75 and The FL Turnpike .39 Acres Nice size Unique Lot No shared property Lines with Neighbors, Road borders around Whole Property Brand New Roof Brand New MR. Cool High Efficiency HVAC Smart Touch Screen Thermostat Brand new Kitchen, Cabinets , Countertops, Floor to ceiling Wall Pantry, Tons of storage, Large Kraus Single Basin Sink w/ Smart Faucet, Touch-less auto Off/On All brand new Samsung Appliances Stainless - Energy Efficient Smart appliances- Automatic Open Dishwasher Dual size Ice Maker Fridge, Wifi Enabled Samsung Smart Electric Range with No Pre-heat Air Fry & Convection Over Range Built-in Microwave APEC Water - 6 Stage Reverse Osmosis Water Filtration System + PH Enhanced Alkaline Filter, for the purest Tasting Drinking Water. Sink Faucet and Supply to Fridge for Ice.. Under counter EZ Change Filters New Solid Core Fully WaterProof LVL Flooring New Carpet with extended Warranty From Empire covers stains and damages Smart Ceiling Fans in 3 bedrooms Smart phone Controlled or Remote Master Bathroom Has a Whirlpool/Jacuzzi Tub with built-in water heater for endless hot relaxing Baths City Water Also Has a Large Well for Irrigation, car washing, etc to save on Water Bills Has Septic System- No Sewer Bills SECO Energy Electric With Whole House Surge Protection High Speed Spectrum Internet and Cable TV Nice Screen Room Patio with door right off the kitchen for outdoor dining, entertaining or relaxing Also Connected to screen room is a Screened in Carport/Garage, with another door to access the second Bathroom/Laundry Room, Extra Electric Sub Panel in Garage can be setup for EV Charging . Generator Back-feed
Getting Around
Schools
Construction
Condition
- Year built: 1964
Materials
- Roof: Composition
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: Heat pump,Electric
- Cooling features: Central
Interior Area
- Total interior livable area: 1,584 sqft
Property
Details
- Parcel number: F32M002
Features
- Exterior features: Cement / Concrete
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 0.40 Acres
Parking
- Parking features: Carport,Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Inland Flooding
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Sumter County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $208 | $2,496 |
| Property Taxes | $243 | $2,916 |
| Electricity | $197 | $2,366 |
| Total | $2,038 | $24,456 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $250,000 |
| 2026-04-19 | Listed for sale | $275,000 |
| 2025-07-01 | Sold | $142,000 |
| 2025-06-07 | Pending sale | $152,000 |
| 2025-05-29 | Price change | $152,000 |
| 2025-05-22 | Price change | $153,000 |
| 2025-05-19 | Price change | $154,000 |
| 2025-05-07 | Price change | $155,000 |
| 2025-04-28 | Price change | $156,000 |
| 2025-04-24 | Price change | $157,000 |
| 2025-04-21 | Price change | $157,500 |
| 2025-04-13 | Price change | $158,000 |
| 2025-04-04 | Price change | $161,000 |
| 2025-03-25 | Price change | $162,000 |
| 2025-03-14 | Price change | $163,000 |
| 2025-02-27 | Price change | $164,000 |
| 2025-02-18 | Price change | $164,500 |
| 2025-02-12 | Listed for sale | $165,000 |
| 2025-02-11 | Sold | $120,000 |
| 2025-02-08 | Listed for sale | -- |
| 2025-02-05 | Pending sale | $165,000 |
| 2025-01-30 | Listed for sale | $165,000 |
| 2000-08-22 | Sold | $70,000 |
