403 E Locust St, Columbia, IL, 62236
About This Home
Welcome home to this beautifully updated ranch offering a unique floor plan, spacious living areas, and room for everyone to spread out and enjoy! The inviting main level is filled with natural light and centered around a cozy fireplace, creating the perfect gathering space for family and friends. You'll love the updated kitchen, generously sized bedrooms, and the convenience of 3 bedrooms and 2 full baths on the main floor. The finished lower level expands your living space with a large family room, game room, bonus room, and an additional bathroom—ideal for entertaining, hobbies, a home office, or accommodating guests. Recent updates include stylish new LVP flooring throughout, giving the home a fresh and modern feel. Step outside to enjoy the spacious deck overlooking a large, fully fenced vinyl backyard with plenty of room for pets, play, and outdoor activities. An RV parking pad and additional off-street parking provide flexibility for all your vehicles and recreational toys. Whether you're hosting summer cookouts, gathering around the firepit, or enjoying one of the area's best views of the Fourth of July fireworks, this home is designed for making memories. Don't miss the opportunity to own this versatile and welcoming property!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1994
Materials
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Concrete,Partially Finished,Full,Sleeping Area
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Ceiling Fan(s),Dining/Living Room Combo,Double Vanity,Eat-in Kitchen,Entrance Foyer,High Speed Internet,Open Floorplan,Soaking Tub,Storage,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Carpet,Luxury Vinyl
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 1,000
- Finished area above ground: 1,435
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,435
- Total interior livable area: 2,435 sqft
Property
Details
- Parcel number: 0415349001000
- Special condition: Standard
Features
- Levels: One
- Pool features: None
- Patio & porch: Deck,Patio
- Exterior features: Other
- Fencing: Vinyl
Lot
- Lot size: 0.31 Acres
- Features: Level
Parking
- Total spaces: 6
- Parking features: Additional Parking,Attached,Concrete,Driveway,Garage,Garage Door Opener,Off Street,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Strong Wind
- Tornado
- Cold Wave
- Earthquake
- Hail
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $192 | $2,304 |
| Property Taxes | $383 | $4,596 |
| Electricity | $187 | $2,247 |
| Total | $2,354 | $28,248 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $309,900 |
| 2026-07-16 | Listed for sale | $314,900 |
| 2006-04-07 | Sold | $172,000 |
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