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634 N Metter Ave, Columbia, IL, 62236

2beds
1baths
1,832sqft
$169,900
$93price/sqft
$1,308/moest. monthly cost
$52,320/yrincome needed

About This Home

This Charming 1.5 story all brick home located in the heart of Columbia, 1 block off of main street and around the corner of the walking trails is just waiting for you to call HOME. You will fall in love with the Cozy & Inviting front porch that is perfect for your morning coffee. Make your way inside to the foyer where you will notice the tall ceilings, real hardwood floors, beautiful wood doors and trim throughout the entire main level. First you will find the Primary suite—perfect for easy living. Next, Make your way to the Large living room with large windows allowing the natural light to fill the room and plenty of space to entertain your guests. Conveniently located off the living room is the updated full bath featuring a large walk-in shower! Around the corner is the kitchen/dining area with oak cabinets, huge walk-in pantry and Unique Farmhouse sink. The possibilities are endless in the Upper level where you will find the Huge Second bedroom (big enough to make into 2 bedrooms) and rough-in for the Second full bath. Step outside, thru the sun porch to enjoy the fenced-in backyard with mature trees making it ideal for pets or play! Perfectly located within Walking distance to the Historic Downtown Restaurants & Businesses, featuring classic touches and practical updates throughout, this home is full of charm and ready for you to Live Where You Love!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

10/10
8/10
Columbia Middle SchoolGrades 5-80.7 mi
8/10
Columbia High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1917

Materials

  • Foundation: Stone
  • Roof: Architectural Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Free-Standing Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Storage Space,Unfinished,Walk-Up Access

Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 42
  • Dimensions: 6x7

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 315
  • Dimensions: 35x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Features

  • Ceiling Fan(s),Chandelier,Dining/Living Room Combo,Eat-in Kitchen,Entrance Foyer,High Ceilings,Kitchen/Dining Room Combo,Laminate Counters,Pantry,Shower,Storage,Vaulted Ceiling(s),Walk-In Pantry
  • Door features: Panel Door(s)
  • Flooring: Luxury Vinyl,Plank,Wood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,832

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,832
  • Total interior livable area: 1,832 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Laundry

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 65
  • Dimensions: 13x5

Living Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Other

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 36
  • Dimensions: 6x6

Other

  • Features: Floor Covering: Wood
  • Level: Upper
  • Area: 70
  • Dimensions: 5x14

Primary Bedroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Property

Details

  • Parcel number: 0416438002000
  • Special condition: Listing As Is

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Covered,Enclosed,Front Porch,Patio,Rear Porch
  • Exterior features: Entry Steps/Stairs,Lighting
  • Fencing: Back Yard,Full,Vinyl
  • Has view: Yes
  • View description: Neighborhood
  • Frontage length: 100'

Lot

  • Lot size: 7,405 sqft
  • Features: Back Yard,City Lot,Few Trees,Front Yard,Landscaped,Level,Rectangular Lot
  • Lot size dimensions: 50' x 150' x 50' x 150'

Parking

  • Parking features: Alley Access,No Driveway,No Garage,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$103$1,236
Property Taxes $206$2,472
Electricity $140$1,690
Total$1,308$15,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,845/yr
40% on housing$39,240/yr
45% on housing$34,880/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 62236$174
Monroe County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 62236$154
Monroe County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$169,900
2026-06-26Listed for sale$169,900

For Sale by Agent

AgentMandy McGuire
BrokerageKeller Williams Pinnacle

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