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546 Kennedy Rd, Gardendale, AL, 35071

5beds
3baths
3,190sqft
$539,900
$169price/sqft
$3,720/moest. monthly cost
$148,800/yrincome needed

About This Home

Executive living meets space and style on 2.96 acres. This 5 bedroom, 3 bath home offers the comfort and function today’s buyers expect with room to spread out inside and out. The spacious living room anchors the home, perfect for gathering and entertaining, while the layout provides flexibility for guests, work from home, or multi generational living. Enjoy the convenience of a two car main level garage plus additional basement parking, offering ample space for vehicles, storage, or hobbies. From your kitchen table, take in peaceful views and enjoy wildlife with deer often passing through, adding to the private, natural setting. Major updates already complete including new HVAC, new water heater, and a new roof give peace of mind from day one. Fresh outside paint as well. Experience the privacy of acreage living paired with executive style amenities. This home delivers space, updates, and versatility all in one.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
9/10
Bragg Middle SchoolGrades 6-82.4 mi
4/10
Gardendale High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Basement
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Microwave,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Block

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Smooth Ceilings,Separate Shower
  • Window features: Bay Window(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert,Living Room,Gas,Outside
  • Fireplace: Yes
  • Attic: Walk-In,Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,190

Heating & Cooling

  • Heating features: Electric
  • Cooling features: 3+ Systems (COOL)

Interior Area

  • Total interior livable area: 3,190 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1400031001001.001
  • Special condition: N/A

Features

  • Levels: 2+ story
  • Pool features: None
  • Patio & porch: Screened (DECK),Deck
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: No

Lot

  • Lot size: 2.69 Acres

Parking

  • Total spaces: 3
  • Parking features: Basement,Parking (MLVL),Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Landslide
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$374$4,488
Property Taxes $260$3,120
Electricity $356$4,283
Total$3,720$44,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,542/yr
40% on housing$111,600/yr
45% on housing$99,200/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 35071$134
Jefferson County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35071$145
Jefferson County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$565,000
2026-04-06Listed for sale$589,900
2005-05-20Sold$280,000

For Sale by Agent

AgentTracey Vaughn
BrokerageRE/MAX Northern Properties

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