




217 Magnolia Ave, Waterloo, IL, 62298
About This Home
Step into a piece of history with this beautiful Victorian residence, where timeless craftsmanship and architectural detail have been preserved through the years. Framed by two majestic mature trees, the stately brick facade and distinctive mansard roof create an unforgettable first impression. Inside, you're welcomed by a grand foyer featuring an original arched wood entry door with a stained-glass transom, soaring ceilings, rich hardwood floors, and exquisite millwork throughout. Ornate wood trim, decorative moldings, vintage radiators, and period details celebrate the home's historic charm while creating a warm and inviting atmosphere. The main level offers several spacious formal rooms designed for entertaining and everyday living, while all bedrooms and private living quarters are conveniently located on the second floor. A stunning formal dining room showcases solid oak paneled wainscoting, elegant wallpaper, an arched doorway, and a classic chandelier—providing the perfect setting for holiday gatherings, dinner parties, or special occasions. Every room reflects the quality and craftsmanship of a bygone era, offering endless opportunities to restore, preserve, or thoughtfully blend modern updates with timeless design. Outside, the shaded yard provides a peaceful retreat beneath towering mature trees, while the inviting front porch is the perfect place to enjoy your morning coffee or unwind in the evening. Whether you're searching for a distinguished family home, a restoration masterpiece, or a property rich in historic character, this exceptional residence presents a rare opportunity to own a home where original architectural details remain the centerpiece. Buyer to verify all listing information, including but not limited to square footage, room measurements, features, lot size, taxes, exemptions, schools, and all other pertinent details. Schedule a tour with your favorite Realtor today!
Getting Around
Schools
Construction
Condition
- Year built: 1863
Materials
- Construction materials: Brick,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Historic,Victorian
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 104
- Finished area above ground: 2,900
Heating & Cooling
- Heating features: Other
- Cooling features: None
Interior Area
- Total structure area: 3,004
- Total interior livable area: 3,004 sqft
Property
Details
- Parcel number: 0725202020000
- Special condition: Standard
Features
- Levels: Two
Lot
- Lot size: 0.48 Acres
- Features: Few Trees
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Strong Wind
- Tornado
- Cold Wave
- Earthquake
- Hail
- Lightning
- Winter Weather
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $334 | $4,008 |
| Electricity | $231 | $2,772 |
| Total | $2,117 | $25,404 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Contingent | $275,000 |
| 2026-08-03 | Price change | $275,000 |
| 2026-07-18 | Listed for sale | $293,000 |
| 2021-12-23 | Sold | $268,000 |
| 2021-12-09 | Pending sale | $278,000 |
| 2021-10-22 | Listed for sale | $278,000 |
| 2021-09-27 | Contingent | $279,900 |
| 2021-08-30 | Price change | $279,900 |
| 2021-08-13 | Listed for sale | $285,000 |
| 2018-06-01 | Sold | $272,500 |
| 2018-03-17 | Pending sale | $280,000 |
| 2018-02-27 | Price change | $280,000 |
| 2017-11-02 | Price change | $285,000 |
| 2017-09-24 | Price change | $295,000 |
| 2017-09-04 | Listed for sale | $299,900 |
