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20538 Nob Hill Cir, Groveland, CA, 95321

3beds
2baths
1,320sqft
$269,950
$205price/sqft
$2,173/moest. monthly cost
$86,920/yrincome needed

About This Home

Desirable single-story home in a quiet neighborhood, great for level walking to see the lake views just around the corner; still owned by original owners. Walk thru video: https://youtu.be/m8ZZ617rN54 Double lot with a parking pad to the left of the home and more parking in front; plenty of room to park an RV and/or boat and to accommodate visitors. Bright and spacious living area with low vault ceilings. Dining area with slider access to the back deck. Kitchen features a 5-burner gas range and oven, dishwasher, and refrigerator stays. Redwood decks in front and back. Back deck is shaded by mature trees and back yard is a popular deer hangout. Large master bedroom with low vault ceilings; attached bath with shower. Roomy 2nd and 3rd bedrooms. Hall bath features shower over tub. Inside laundry closet; washer and dryer stay. Central HVAC, walk-able storage area underneath. One car garage with overhead storage potential. Enjoy all amenities of PML - Grill and Bar, 18-hole Golf Course and Pro Shop, Equestrian Center, PML Airport, community pool, campgrounds, 202-acre lake with three beaches, and Marina Lakeside Café. Sports Courts include tennis, pickleball, bocce ball, volleyball, and horseshoes; archery and gun ranges, hiking and biking trails. 23 mi from Yosemite Park.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Tenaya Elementary SchoolGrades K-82.3 mi
--
Tioga High SchoolGrades 9-122.0 mi
--
Don Pedro High SchoolGrades 9-1214.2 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1993

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator,Dryer,Washer
  • Laundry features: Dryer,Laundry Closet,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Free Standing,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,320
  • Total interior livable area: 1,320 sqft

Kitchen

  • Features: Dishwasher, Gas Range/Cooktop, Refrigerator

Property

Details

  • Parcel number: 092090040000
  • Special condition: Standard

Features

  • Levels: One Story
  • Stories: 1
  • Pool features: None,Community
  • Exterior features: Back Yard,Dog Run

Lot

  • Lot size: 0.94 Acres
  • Features: Sloped Down,Level

Parking

  • Total spaces: 1
  • Parking features: Attached,RV/Boat Parking,Parking Lot,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Earthquake
Heat Wave
Landslide
Lightning
Winter Weather

FEMA Declared Disasters in Tuolumne County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$169$2,028
Property Taxes $241$2,892
Electricity $398$4,786
Total$2,173$26,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,502/yr
40% on housing$65,190/yr
45% on housing$57,946/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.5%
18.5%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 95321$277
Tuolumne County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 95321$188
Tuolumne County$258

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-09Price change$269,950
2026-02-16Listed for sale$275,000
2026-02-04Pending sale$275,000
2026-01-23Price change$275,000
2025-12-14Price change$285,000
2025-09-30Listed for sale$299,950
1998-12-08Sold$5,000

For Sale by Agent

AgentThomas Knoth
BrokerageKNOTH PROPERTIES

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