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314 N Church St, Waterloo, IL, 62298

4beds
2baths
2,268sqft
$250,000
$110price/sqft
$1,889/moest. monthly cost
$75,560/yrincome needed

About This Home

Located in the highly desirable Waterloo School District, this versatile property offers space, updates, and an unbeatable setting just minutes from the heart of downtown Waterloo. The main home features 3 bedrooms and 2 full baths with generous living areas designed for everyday comfort. Recent improvements give peace of mind, including a new roof in 2024, new sewer line in 2025, updated siding, gutters, and soffit in 2025, a Rheem A/C unit installed in 2022, and a new hot water heater in 2024. Additional updates include new windows, resurfaced tub, and beautifully renovated rear bedrooms. Connected by a breezeway, the separate studio space includes its own private bath and roughed-in kitchen area, and laundry offering endless flexibility for guests, multi-generational living, a home office, or potential rental income. Outside, you’ll find a large back patio, plus a 2-car garage complete with a workbench for hobbies or storage. Enjoy the convenience of being just blocks from local shops, restaurants, parks, and community events while still having the comfort of a spacious property to call home. Seller is offering a $10k credit for updates / repairs. Selling As-is.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
7/10
6/10
Waterloo High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1946

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Level: Main
  • Area: 40
  • Dimensions: 4x10

Bathroom

  • Level: Main
  • Area: 48
  • Dimensions: 8x6

Bedroom

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Bedroom2

  • Level: Main
  • Area: 140
  • Dimensions: 10x14

Bedroom3

  • Level: Main
  • Area: 195
  • Dimensions: 13x15

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Bonus Room

  • Level: Main
  • Area: 625
  • Dimensions: 25x25

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 8x15

Features

  • Finished area above ground: 2,268

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,268
  • Total interior livable area: 2,268 sqft

Kitchen

  • Level: Main
  • Area: 72
  • Dimensions: 8x9

Living Room

  • Level: Main
  • Area: 270
  • Dimensions: 18x15

Mud Room

  • Level: Main
  • Area: 117
  • Dimensions: 9x13

Primary Bedroom

  • Level: Main
  • Area: 286
  • Dimensions: 13x22

Property

Details

  • Parcel number: 0725204004000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Patio

Lot

  • Lot size: 0.39 Acres
  • Features: Back Yard,Some Trees

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes