4176 State Route 156, Waterloo, IL, 62298
About This Home
3 Bedrooms with master suites in each bedroom,1/2 bath in hallway. Large covered Deck 26x16, Shop 70x40 with office and 1/2 bath, block garage 30x30. Lean tube is 20x70.Total sq ft. of house 2019. (618) 304-4371
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1947
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator
Basement
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Flooring: Tile,Carpet,Laminate
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 2,014 sqft
Property
Details
- Parcel number: 0726300008000
Features
- Exterior features: Vinyl,Wood
- Has spa: Yes
- Has view: Yes
- View description: None
Lot
- Lot size: 3.39 Acres
Parking
- Total spaces: 20
- Parking features: Garage - Attached,Garage - Detached,Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Strong Wind
- Cold Wave
- Hail
- Lightning
- Tornado
- Earthquake
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,463 | $41,556 |
| Home Insurance * | $405 | $4,860 |
| Property Taxes | $833 | $9,996 |
| Electricity | $154 | $1,858 |
| Total | $4,855 | $58,260 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Price change | $685,000 |
| 2026-06-22 | Listed for sale | $715,000 |
| 2017-06-28 | Sold | $145,000 |
View on Zillow