112 Osterhage Dr, Waterloo, IL, 62298
About This Home
Welcome to this move-in ready 4 bedroom, 2 1/2 bath split level home in a great neighborhood close to school! New tile floor all throughout lower level. Neutral paint colors throughout with 6" white baseboards and 3" white trim. Master bedroom has walkin closet and master bath. Basement has a great walkout to a fenced in yard with wiring for hot tub under the deck. Call or message to schedule a showing. Living Room 14 x 14 Dining Room 14 x 12 Kitchen 13 x 13 Family Room 20 x 16 Mstr Bedroom 15 x 13 Bedroom 1 14 x 12 Bedroom 2 12 x 10 Bsmt Fam Rm 24 x 19 Utility Room 13 x 11 Storage Room 11 x 7
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Roof: Shake / Shingle
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dishwasher,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator
Basement
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/4 bathrooms: 1
Features
- Flooring: Tile,Hardwood,Laminate,Linoleum / Vinyl
- Fireplace: Yes
Interior Area
- Total interior livable area: 3,000 sqft
Property
Details
- Parcel number: 0819366007000
Features
- Exterior features: Vinyl,Brick,Composition
- Has spa: Yes
Lot
- Lot size: 8,634 sqft
Parking
- Total spaces: 6
- Parking features: Garage - Attached,Off-street,On-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Strong Wind
- Tornado
- Cold Wave
- Earthquake
- Hail
- Lightning
- Winter Weather
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $177 | $2,124 |
| Property Taxes | $364 | $4,368 |
| Electricity | $230 | $2,768 |
| Total | $2,287 | $27,444 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-26 | Price change | $309,999 |
| 2026-04-21 | Price change | $319,999 |
| 2026-04-06 | Listed for sale | $340,000 |
| 2021-03-24 | Listing removed | -- |
| 2019-11-16 | Listing removed | $219,999 |
| 2019-10-06 | Price change | $219,999 |
| 2019-06-07 | Price change | $220,000 |
| 2018-12-28 | Price change | $210,000 |
| 2018-11-25 | Price change | $210,999 |
| 2018-11-20 | Price change | $212,999 |
| 2018-11-05 | Price change | $214,999 |
| 2018-10-24 | Price change | $222,900 |
| 2018-10-05 | Price change | $224,900 |
| 2018-09-14 | Price change | $234,900 |
| 2018-08-15 | Price change | $239,900 |
| 2018-08-01 | Listed for sale | $245,000 |
| 2017-04-01 | Listing removed | $210,000 |
| 2017-04-01 | Listed for sale | $210,000 |
| 2017-03-31 | Sold | $205,000 |
| 2017-03-21 | Pending sale | $210,000 |
| 2017-03-02 | Listed for sale | $210,000 |
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