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326 Briarwood Dr, Waterloo, IL, 62298

2beds
2baths
2,018sqft
$324,900
$161price/sqft
$2,632/moest. monthly cost
$105,280/yrincome needed

About This Home

Welcome to this spacious 2-bedroom, 2.5-bath ranch in Sandalwood Courts! The main level features a bright living room with a bay window, an eat-in kitchen with abundant cabinetry, a primary suite with a private half bath and walk-in closet, a second bedroom, full bathroom and convenient main-floor laundry. A window-filled sunroom opens to the patio and backyard. The finished basement expands the living space with a large recreation area, full bathroom and nonconforming bonus room ideal for an office, hobby room or overnight guests. An attached two-car garage, freshly updated landscaping, mature trees and a backyard storage shed complete this versatile home.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
7/10
6/10
Waterloo High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes

Bathroom

  • Features: Floor Covering: Vinyl
  • Level: Main

Bathroom2

  • Features: Floor Covering: Vinyl
  • Level: Main

Bathroom3

  • Features: Floor Covering: Vinyl
  • Level: Basement

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Bonus Room

  • Features: Floor Covering: Carpeting
  • Level: Basement

Features

  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 750
  • Finished area above ground: 1,268

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,018
  • Total interior livable area: 2,018 sqft

Kitchen

  • Features: Floor Covering: Laminate
  • Level: Main

Living Room

  • Features: Floor Covering: Laminate
  • Level: Main

Recreation Room

  • Features: Floor Covering: Carpeting
  • Level: Basement

Utility Room

  • Features: Floor Covering: Vinyl
  • Level: Main

Property

Details

  • Parcel number: 0830165018000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Patio
  • Frontage length: 68'

Lot

  • Lot size: 8,276 sqft
  • Features: Level,Subdivided
  • Lot size dimensions: 68' x 120'

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Lightning
Winter Weather
Inland Flooding

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$192$2,304
Property Taxes $643$7,716
Electricity $155$1,862
Total$2,632$31,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,240/yr
40% on housing$78,960/yr
45% on housing$70,186/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 62298$201
Monroe County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 62298$162
Monroe County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$285,000
2026-07-24Listed for sale$324,900
2011-07-27Listing removed$145,000
2011-07-26Listed for sale$145,000
2011-07-25Sold$138,000

For Sale by Agent

AgentBrooke Mitchell
BrokerageKeller Williams Pinnacle

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