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14960 Howells Ferry Rd, Wilmer, AL, 36587

3beds
2baths
1,850sqft
$309,500
$167price/sqft
$2,298/moest. monthly cost
$91,920/yrincome needed

About This Home

Charming brick home situated on almost 3 beautiful acres, this spacious 3 bedroom, 2 bath home offers around 1,850 square feet of comfortable living space with plenty of room to enjoy both inside and out. The property features a large approximately 40x40 shop — great for storage, hobbies, equipment, or a workshop setup. Enjoy peaceful country living with room to spread out while still having all the comforts of home. Whether you’re looking for space for entertaining, outdoor activities, or simply enjoying the quiet surroundings, this property has endless potential. Buyer to verify all information during due diligence.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
Semmes Middle SchoolGrades 6-86.4 mi
4/10
Mary G Montgomery High SchoolGrades PK,9-127.1 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick 3 Sided,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Double Vanity
  • Flooring: Laminate
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 1,850 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2504200000001012

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Front Porch,Patio
  • Exterior features: Rain Gutters
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None

Lot

  • Lot size: 2.90 Acres
  • Features: Back Yard,Front Yard
  • Lot size dimensions: 325 x 475 x 268 x 364

Parking

  • Total spaces: 1
  • Parking features: Attached,Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Drought
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,565$18,780
Home Insurance *$383$4,596
Property Taxes $110$1,320
Electricity $240$2,881
Total$2,298$27,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,788/yr
40% on housing$68,940/yr
45% on housing$61,280/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 36587$85
Mobile County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 36587$129
Mobile County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$309,500
2026-07-22Price change$309,500
2026-05-27Listed for sale$326,000
2020-07-22Sold$220,000
2020-05-20Listed for sale$230,000

For Sale by Agent

AgentJay Loper
BrokerageSweet Willow Realty

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