320 W Monroe St, Hecker, IL, 62248
About This Home
FOR SALE BY OWNER – ESTATE SALE ??320 W. Monroe, Hecker, IL 62248 ??Price: $99,500 Don't miss this affordable opportunity to own a charming home in the highly sought-after Waterloo School District! Nestled on a low-maintenance lot in a quiet, established neighborhood, this home offers approximately 926 square feet of comfortable living space with some valuable updates already completed. Features include: 1 bedroom plus a versatile bonus room—ideal for a home office, nursery, hobby room, or guest space (non-conforming bedroom without a closet) 1 bathroom Beautiful original hardwood floors Convenient main-floor laundry Updated kitchen cabinets (2017) Updated plumbing (2017) Tankless water heater New roof (2020) Unfinished basement with ample storage Whether you're a first-time homebuyer, looking to downsize, or searching for an investment property, this home offers solid value and the opportunity to make it your own. Estate Sale – Home is being sold AS IS and is priced accordingly. For more information or to schedule a viewing: Owner: Christy Stellhorn Phone: (618) 980-0438
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1938
Materials
- Roof: Shake / Shingle
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Microwave,Range / Oven,Refrigerator
Basement
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood
Heating & Cooling
- Heating features: Forced air,Gas
- Cooling features: Central
Interior Area
- Total interior livable area: 926 sqft
Property
Details
- Parcel number: 1204133003000
- Special condition: Foreclosure
Features
- Exterior features: Shingle
Lot
- Lot size: 10,024 sqft
Parking
- Parking features: Off-street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Heat Wave
- Strong Wind
- Tornado
- Drought
- Hail
- Inland Flooding
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $503 | $6,036 |
| Home Insurance * | $107 | $1,284 |
| Property Taxes | $121 | $1,452 |
| Electricity | $130 | $1,569 |
| Total | $861 | $10,332 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-26 | Listed for sale | $99,500 |
| 2022-12-06 | Sold | $77,000 |
| 2017-09-01 | Sold | $29,900 |
| 2017-08-03 | Pending sale | $29,900 |
| 2017-07-31 | Price change | $29,900 |
| 2017-06-30 | Price change | $34,900 |
| 2017-05-31 | Price change | $39,900 |
| 2017-05-02 | Price change | $44,900 |
| 2017-04-07 | Price change | $49,900 |
| 2017-02-17 | Price change | $54,900 |
| 2017-01-11 | Price change | $59,900 |
| 2016-12-21 | Price change | $64,900 |
| 2016-12-06 | Price change | $69,900 |
| 2016-10-18 | Listed for sale | $72,900 |
View on Zillow