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7303 S Fork Rd, Red Bud, IL, 62278

3beds
3baths
2,250sqft
$539,900
$240price/sqft
$4,032/moest. monthly cost
$161,280/yrincome needed

About This Home

Beautiful Monroe County Home on 11+ Acres in the Waterloo School District! Welcome to your own private paradise! Nestled in a picturesque park-like setting, this beautifully maintained 1.5-story home offers over 2,250 sq. ft. of finished living space and the peaceful rural lifestyle you've been dreaming of. Relax on the front porch, unwind by the patio and firepit, and enjoy watching deer and turkey roam through the property. It's the kind of place where memories are made, from summer evenings under the stars to holiday gatherings filled with family and friends. Inside, you'll find a warm, inviting open-concept floor plan with a spacious foyer, waterproof high-grade flooring, and a cozy electric fireplace that can also be gas, or wood-burning, creates the perfect setting for chilly winter nights and festive holiday celebrations. The stunning kitchen is truly the heart of the home, featuring granite countertops, attached island with seating, custom tile backsplash, solid wood cabinetry, under-cabinet lighting, stainless steel appliances, and a large island where everyone naturally gathers. The main-floor primary suite is a true retreat with a bay window sitting area, large walk-in closet, and spa-like bath featuring a double vanity, linen closet, and custom shower. Main-floor laundry (washer and dryer included) and a convenient half bath add everyday convenience. Energy-efficient features include double-pane windows and six-inch exterior wall construction. Upstairs offers two oversized bedrooms, each with massive walk-in closets, connected by a shared bath with dual vanities, tub/shower combo, and linen storage, giving everyone plenty of space to call their own. The full walkout basement, already roughed in for a bath, is ready for your vision. Need space for hobbies, equipment, or toys? You'll love the oversized attached three-car garage and the impressive 30' x 30' detached workshop with concrete floor and electric. Lovingly cared for and move-in ready, this one-of-a-kind property offers the perfect blend of comfort, privacy, and room to grow. Whether you're hosting dinners, celebrating holidays, or simply enjoying the peace and beauty of nature, this is a home you'll be proud to own and never want to leave. See the attached features sheet in MLS supplements for additional property highlights.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10
Gardner Elementary SchoolGrades 4-510.9 mi
7/10
6/10
Waterloo High SchoolGrades 9-129.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1997

Materials

  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Walk-Out Access

Bathroom

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 25
  • Dimensions: 5x5

Bathroom

  • Features: Floor Covering: Laminate
  • Level: Upper
  • Area: 64
  • Dimensions: 8x8

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 288
  • Dimensions: 16x18

Bedroom2

  • Features: Floor Covering: Laminate
  • Level: Upper
  • Area: 288
  • Dimensions: 16x18

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,250

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,250
  • Total interior livable area: 2,250 sqft

Kitchen

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 416
  • Dimensions: 26x16

Laundry

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 40
  • Dimensions: 8x5

Living Room

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 357
  • Dimensions: 21x17

Other

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 70
  • Dimensions: 10x7

Primary Bathroom

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 80
  • Dimensions: 10x8

Primary Bedroom

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 300
  • Dimensions: 20x15

Property

Details

  • Parcel number: 1615200006000
  • Special condition: Standard

Features

  • Levels: One and One Half

Lot

  • Lot size: 11.24 Acres
  • Features: Adjoins Wooded Area

Parking

  • Total spaces: 5
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Strong Wind
Tornado
Drought
Hail
Inland Flooding
Landslide
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$473$5,676
Property Taxes $656$7,872
Electricity $173$2,076
Total$4,032$48,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,240/yr
40% on housing$120,960/yr
45% on housing$107,520/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$240This listing

vs Other Active Listings

Avg $/sqft

ZIP 62278$193
Monroe County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 62278$125
Monroe County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$539,900

For Sale by Agent

AgentTammy A Hines
BrokerageTammy Mitchell Hines & Co.

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