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20 Westminster Way, Mobile, AL, 36608

4beds
3baths
2,280sqft
$399,000
$175price/sqft
$2,834/moest. monthly cost
$113,360/yrincome needed

About This Home

Welcome to 20 Westminster Way, a charming and well-maintained 4-bedroom, 3-bath home nestled in Kingswood..one of Mobile?s established and desirable neighborhoods. This spacious property is move-in ready and offers plenty of opportunity to make it your own. Inside, you'll find comfortable living spaces and thoughtful details throughout. The living area to the left can also be closed off and made a separate suite with a handicap accessible bathroom. The fully fenced backyard is perfect for relaxing or entertaining, featuring a great patio area and a convenient storage building. There is also a connection in place to install a whole home generator. Enjoy easy access to nearby schools, shopping, and dining, along with sidewalks that make this community ideal for walking or biking. A wonderful blend of comfort, convenience, and potential ready for its next owner!

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
7/10
--
Murphy High SchoolGrades 10-124.5 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven
  • Laundry features: In Garage,Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bookcases,Entrance Foyer
  • Window features: None
  • Flooring: Ceramic Tile,Hardwood,Other
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2805221001012

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Patio,Rear Porch
  • Exterior features: Awning(s),Storage
  • Spa features: None
  • Fencing: Back Yard,Privacy,Wood
  • Has view: Yes
  • View description: City
  • Waterfront features: None

Lot

  • Lot size: 0.38 Acres
  • Features: Back Yard,Front Yard,Private
  • Lot size dimensions: 110 x 153 x 109 x 153

Parking

  • Total spaces: 2
  • Parking features: Attached,Carport,Driveway,Storage
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$420$5,040
Property Taxes $142$1,704
Electricity $255$3,061
Total$2,834$34,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,165/yr
40% on housing$85,020/yr
45% on housing$75,573/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 36608$147
Mobile County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 36608$160
Mobile County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$425,000
2026-04-25Price change$485,000
2026-03-11Price change$499,900
2025-11-04Listed for sale$525,000

For Sale by Agent

AgentJeremy Ault
BrokerageBetter Homes & Gardens RE Platinum Properties

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