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1280 Cameron Dr, Mobile, AL, 36695

4beds
3baths
2,812sqft
$486,500
$173price/sqft
$3,381/moest. monthly cost
$135,240/yrincome needed

About This Home

What we love most about this home is the combination of privacy, space, and location. The wooded backyard provides a peaceful setting with no homes directly behind you, making it a great place to relax on the deck, enjoy the hot tub, or simply watch the wildlife. Inside, the soaring ceilings, hardwood floors, plantation shutters, and natural light create an open and welcoming feel throughout the home. The spacious living room with fireplace has been the heart of countless family gatherings and holidays. The renovated room above the garage has been one of our favorite features. It works perfectly as a man cave, media room, home office, workout room, or guest space and adds tremendous flexibility to the home. We also love being just minutes from restaurants, shopping, schools, movie theaters, and everything West Mobile provides while still enjoying the quiet feel of an established neighborhood. This home has been a wonderful place to raise a family, entertain friends, and enjoy the outdoors, and we hope the next owners will love it as much as we have.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
9/10
6/10
WP Davidson High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Central Vacuum,Double Vanity,High Ceilings 10 ft Main,His and Hers Closets,Walk-In Closet(s)
  • Window features: None
  • Flooring: Hardwood,Vinyl
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,812
  • Total interior livable area: 2,812 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2809303000001199

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Deck,Front Porch
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 0.49 Acres
  • Features: Back Yard,Wooded
  • Lot size dimensions: 215 x 122 x 200 x 85

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,460$29,520
Home Insurance *$433$5,196
Property Taxes $174$2,088
Electricity $314$3,775
Total$3,381$40,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,920/yr
40% on housing$101,430/yr
45% on housing$90,160/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 36695$146
Mobile County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 36695$148
Mobile County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$486,500

For Sale by Agent

AgentSteven Koleno
BrokerageBeycome Brokerage Realty LLC

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