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1618 N Hoyt St, Chillicothe, IL, 61523

2beds
1baths
828sqft
$78,900
$95price/sqft
$734/moest. monthly cost
$29,360/yrincome needed

About This Home

Cute little 2 bedroom home sitting on a Large Lot consisting of 2 lots and 1/2 of another lot Great front porch (or potential office/den) entry leading into a spacious Living/Dining Room area. 2 Bedrooms and a full bath with a main floor laundry area. The kitchen is very spacious with adequate cabinet space, and appliances are included, even a washer and dryer. New laminate flooring throughout most of the upper level, and newer windows. There is a partial unfinished basement for storage and the utilities. There is also a main floor utility room for storage. Off the kitchen is a nice covered 3 seasons room perfect to stay out of the elements and enjoy the spacious yard, There is also a 2.5 car garage, and a shed. This home is cheaper than rent. This home was owned and loved by the same family for many years.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
7/10
4/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Additional Room

  • Level: Main
  • Dimensions: 10ft 0in x 4ft 0in

Additional Room2

  • Level: Main
  • Dimensions: 15ft 0in x 5ft 5in

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom1

  • Level: Main
  • Dimensions: 12ft 0in x 11ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 10ft 0in x 10ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 828
  • Total interior livable area: 828 sqft

Kitchen

  • Level: Main
  • Dimensions: 13ft 0in x 11ft 0in

Laundry

  • Level: Main
  • Dimensions: 10ft 0in x 10ft 0in

Living Room

  • Level: Main
  • Dimensions: 17ft 0in x 12ft 0in

Main Level

  • Area: 828

Other

  • Level: Main
  • Dimensions: 10ft 0in x 10ft 0in

Other

  • Level: Main
  • Dimensions: 11ft 0in x 11ft 0in

Other

  • Area: 0

Property

Details

  • Parcel number: 0520130018

Features

  • Patio & porch: Porch,Enclosed,Screened

Lot

  • Lot size: 8,875 sqft
  • Features: Level
  • Lot size dimensions: 62.5 x 142 x 62.5 x 142

Parking

  • Total spaces: 2
  • Parking features: Alley Access,Detached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $398$4,776
Home Insurance *$65$780
Property Taxes $141$1,692
Electricity $130$1,569
Total$734$8,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,165/yr
40% on housing$22,020/yr
45% on housing$19,573/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 61523$104
Peoria County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 61523$108
Peoria County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Listed for sale$78,900

For Sale by Agent

AgentJeff A Dixon
BrokerageJim Maloof Realty, Inc.

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