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2519 Taylor Ave, Mobile, AL, 36606

2beds
1baths
1,125sqft
$139,900
$124price/sqft
$1,203/moest. monthly cost
$48,120/yrincome needed

About This Home

Charming Midtown Mobile Cottage. Full of character and potential, this inviting cottage is a wonderful opportunity for a first-time buyer or anyone seeking a comfortable home in a convenient Midtown location. Situated just off Florida Street in the heart of Midtown Mobile, the property offers a blend of classic charm and everyday practicality. Inside, you will find two bedrooms and one full bathroom, along with a spacious living room featuring a fireplace that creates a warm and welcoming focal point. A bright bonus room with built-in bookcases offers flexible space for a home office, computer room, or sewing area. The separate dining room is accented by a chandelier, while the kitchen features granite countertops, a gas cooktop, oven, range hood, and a separate breakfast nook with pantry-style storage. Outside, the home continues to impress with a laundry area, a large fenced-in backyard, an exterior storage building, and a long driveway leading to a chain-link gate at the rear of the yard. While the home does need some TLC, it presents an excellent opportunity to make updates, add personal touches, and create a space that truly feels like your own. Property is sold as is, where is. *** SELLER FINANCING OFFERED with approved application. Application FEE $50. Sales price is $139,900 with $4,900 down; principal borrowed $135,000. Regular Payment amount per month $1,400. Annual Payments 12. Total Payments 360 (30.00 years). Annual interest rate 12.11%. Taxes and insurance to be paid by the buyer. *** Buyer to verify all information during due diligence.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

7/10
--
Murphy High SchoolGrades 10-120.8 mi

Construction

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Oven,Gas Range,Microwave,Range Hood
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Bookcases
  • Window features: None
  • Flooring: Ceramic Tile,Hardwood,Vinyl
  • Fireplace features: Decorative,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,125
  • Total interior livable area: 1,125 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2907230007165

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: None
  • Exterior features: Storage
  • Spa features: None
  • Fencing: Back Yard,Chain Link,Fenced
  • Has view: Yes
  • Waterfront features: None

Lot

  • Lot size: 0.26 Acres
  • Features: Back Yard,Front Yard
  • Lot size dimensions: 70 x 162

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$206$2,472
Property Taxes $50$600
Electricity $240$2,881
Total$1,203$14,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,245/yr
40% on housing$36,090/yr
45% on housing$32,080/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 36606$85
Mobile County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 36606$117
Mobile County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$139,900
2026-07-21Price change$147,900
2026-07-02Price change$148,900
2026-05-27Listed for sale$149,900
2026-05-20Sold$72,500
2024-02-17Listing removed--
2023-12-27Price change$136,000
2023-12-27Listed for sale$160,000,000
2010-01-25Sold$103,000
2009-10-08Price change$104,500
2009-09-25Listed for sale$115,000
2004-07-21Sold$75,000

For Sale by Agent

AgentBennett Jackson
BrokerageSkyline Realty

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