17 McPhillips Ave, Mobile, AL, 36604
About This Home
This is a rare and exciting opportunity to own a character-filled duplex in the heart of highly desirable Midtown-perfect for investors or owner-occupants seeking income potential and long-term value. Ideally located on charming McPhillips Avenue, this property offers unbeatable convenience within walking distance to McGill-Toolen, local shops, dining, grocery stores, and less than a mile from popular parade routes. Both units feature spacious, well-designed layouts that appeal to today's renters and homeowners alike. Unit A offers a generous living area, dining room, kitchen, two large bedrooms, and a full bath. Unit B mirrors the same expansive feel, with the added benefit of a half bath for extra functionality. Well appointed furnishings in Unit B including a sofa, bedroom suites, dining room furniture, draperies, rugs and televisons may be included with an acceptable offer, thereby rendering Unit B fully turnkey. All appliances are less than 5 years old, and the roof was replaced in 2024 per the seller. Modern updates include freshly painted interiors, beautiful hardwood floors and updated lighting. Situated on a large lot, the property provides ample off-street parking in the rear, a valuable and sought after amenity in Midtown. Offered as is this property offers endless possibilities for investors or owner occupants. The seller holds an assumable FHA mortgage with an interest rate of 2.8% which may offer significant savings to a qualified buyer compared to current financing options. Buyer must meet all requirements to assume the loan. Don't miss this great opportunity to become a homeowner while also benefiting from investment potential at the same time. Buyers and their agents are encouraged to verify all pertinent information.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Materials
- Foundation: Pillar/Post/Pier
- Roof: Shingle
- Construction materials: Brick,Other
Type & Style
- Home type: Townhouse
- Architectural style: Cottage
- Property subType: Townhouse,Residential
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Refrigerator
- Laundry features: Main Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Other
- Window features: None
- Flooring: Ceramic Tile,Hardwood
- Fireplace features: None
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,109
- Total interior livable area: 2,109 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 2907250006073
Features
- Levels: Two
- Pool features: None
- Patio & porch: None
- Exterior features: Other
- Spa features: None
- Fencing: Back Yard,Chain Link
- Has view: Yes
- View description: Other
- Waterfront features: None
Lot
- Lot size: 8,886 sqft
- Lot size dimensions: 171 x 53 x 170 x 52
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,536 | $18,432 |
| Home Insurance * | $421 | $5,052 |
| Property Taxes | $108 | $1,296 |
| Electricity | $240 | $2,881 |
| Total | $2,305 | $27,660 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-06 | Price change | $315,000 |
| 2026-03-19 | Price change | $309,000 |
| 2026-02-27 | Listed for sale | $319,000 |
| 2026-02-04 | Pending sale | $319,000 |
| 2026-01-13 | Price change | $319,000 |
| 2025-12-26 | Price change | $339,000 |
| 2025-12-08 | Pending sale | $342,900 |
| 2025-11-17 | Price change | $342,900 |
| 2025-11-05 | Listing removed | $1,400 |
| 2025-11-04 | Listed for rent | $1,400 |
| 2025-09-09 | Listed for sale | $352,900 |
| 2025-08-14 | Listing removed | $1,400 |
| 2025-08-12 | Listed for rent | $1,400 |
| 2024-08-01 | Listing removed | -- |
| 2024-07-24 | Price change | $1,275 |
| 2024-07-04 | Listed for rent | $1,350 |
| 2024-07-01 | Listing removed | $352,900 |
| 2024-06-18 | Price change | $352,900 |
| 2024-05-03 | Listed for sale | $359,900 |
| 2024-04-11 | Pending sale | $359,900 |
| 2024-04-11 | Listing removed | -- |
| 2024-04-04 | Listed for sale | $359,900 |
| 2024-02-29 | Listed for rent | $1,500 |
| 2021-02-05 | Sold | $182,000 |
| 2020-12-06 | Listed for sale | $199,900 |
| 2007-11-16 | Sold | $165,500 |
| 2004-12-29 | Sold | $122,500 |
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