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15 Semmes Ave, Mobile, AL, 36604

5beds
4baths
2,498sqft
$699,999
$280price/sqft
$5,038/moest. monthly cost
$201,520/yrincome needed

About This Home

Located on a beautiful live oak-lined street in Midtown, this custom-built home at 15 Semmes Avenue offers 5 bedrooms and 3.5 bathrooms with thoughtful design throughout. Built with Gold Fortified construction, the home features a spacious living room with a gas log fireplace and an open-concept kitchen complete with a large island, quartz countertops, and a gas stove. A generous dining room provides the perfect space for gatherings and entertaining. The main level includes a private primary suite featuring quartz countertops, custom tile, a walk-in shower, clawfoot tub, and a large walk-in closet with custom shelving. Upstairs you’ll find four additional bedrooms—two connected by a Jack and Jill bathroom and two with access to a hall bathroom. Additional highlights include a two-car garage with extra storage space and a functional layout designed for comfortable living in one of Midtown Mobile’s most charming neighborhoods!

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

4/10
4/10
Murphy High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: true
  • New construction: Yes
  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Gas Cooktop,Tankless Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,High Ceilings 9 ft Lower,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,498
  • Total interior livable area: 2,498 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2907250007210

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Private Yard
  • Spa features: None
  • Fencing: Back Yard
  • Has view: Yes
  • View description: City
  • Waterfront features: None

Lot

  • Lot size: 7,248 sqft
  • Features: Back Yard

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$970$11,640
Property Taxes $250$3,000
Electricity $279$3,354
Total$5,038$60,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,731/yr
40% on housing$151,140/yr
45% on housing$134,346/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 36604$132
Mobile County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 36604$105
Mobile County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Listed for sale$715,000
2026-03-03Listing removed--
2026-01-27Listed for sale$715,000
2025-01-14Sold$705,000
2024-12-02Pending sale$740,000
2024-11-22Listed for sale$740,000
2020-10-26Sold$361,500
2017-12-23Sold$32,500
2017-11-14Price change$39,900
2017-10-04Listed for sale$49,900

New Construction

AgentMatthew White
BrokerageWellhouse Real Estate LLC - Mobile

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