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309 Morgan Ave, Mobile, AL, 36606

2beds
1baths
990sqft
$149,900
$151price/sqft
$1,271/moest. monthly cost
$50,840/yrincome needed

About This Home

This adorable midtown cottage has been renovated and is turn-key! You will notice the original hardwood floors as soon as you enter the very spacious foyer/sitting room. The living room is spacious and perfect for entertaining or cozying up to the fireplace. The kitchen has been tastefully updated with navy cabinets, new butcher block counters and fabulous striking gold fixtures. The updated fixtures throughout give the home a luxurious feel. Spend your evenings out on the spacious back deck or walk to nearby restaurants or shops. This midtown home would make an ideal starter home or could be used as an income generating airbnb or long-term rental. The home is all electric. Per seller, the roof is approximately 8 yrs old and the a/c is approximately 6 yrs old. Measurements, including square footage and lot size, were taken from public tax records, buyer to verify. Don't let this one slip away!!

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

7/10
1/10

Construction

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Entrance Foyer,Other
  • Window features: None
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 990
  • Total interior livable area: 990 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2909291001070

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Other
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None

Lot

  • Lot size: 6,590 sqft
  • Features: Back Yard,Front Yard,Other
  • Lot size dimensions: 50 x 134 x 48 x 134

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$221$2,652
Property Taxes $53$636
Electricity $240$2,881
Total$1,271$15,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,577/yr
40% on housing$38,130/yr
45% on housing$33,893/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 36606$85
Mobile County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 36606$117
Mobile County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$165,000
2026-04-21Listed for sale$170,000
2021-03-24Listing removed--
2017-09-22Listing removed$700
2017-09-17Listed for rent$700
1999-03-12Sold$39,000

For Sale by Agent

AgentMissy Hayes
BrokerageBellator Real Estate LLC Mobile

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