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617 Ruth St, Mobile, AL, 36606

2beds
1baths
1,234sqft
$99,500
$81price/sqft
$925/moest. monthly cost
$37,000/yrincome needed

About This Home

Priced to sell!! Charming Midtown cottage on a quiet street with updated interiors, a spacious fenced backyard, and easy access to shopping, dining, and downtown Mobile. Move-in ready with great natural light and classic Southern curb appeal. A great opportunity to own for less than rent.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
1/10

Construction

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Range,Gas Water Heater
  • Laundry features: Common Area

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,234
  • Total interior livable area: 1,234 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Doors

Details

  • Parcel number: 2910282005060

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: None
  • Spa features: None
  • Fencing: Chain Link,Fenced
  • Has view: Yes
  • View description: City
  • Waterfront features: None

Lot

  • Lot size: 4,970 sqft
  • Features: Back Yard,Front Yard
  • Lot size dimensions: 50 x 100 50 x 100

Parking

  • Total spaces: 2
  • Parking features: Carport,Detached,Driveway,Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $503$6,036
Home Insurance *$147$1,764
Property Taxes $35$420
Electricity $240$2,881
Total$925$11,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,714/yr
40% on housing$27,750/yr
45% on housing$24,666/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$81This listing

vs Other Active Listings

Avg $/sqft

ZIP 36606$85
Mobile County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 36606$117
Mobile County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$99,500
2024-08-30Listing removed$105,000
2024-04-18Listed for sale$105,000
2007-10-09Sold$70,400

For Sale by Agent

AgentAlberta White
BrokerageIXL Real Estate North Central

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