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12087 Gregory Rd, Coden, AL, 36523

1beds
1baths
1,628sqft
$554,000
$340price/sqft
$4,155/moest. monthly cost
$166,200/yrincome needed

About This Home

Stunning WATERFRONT home with guest house! Tucked along the quiet shores of Mobile Bay, this former church has been transformed into a one of a kind coastal retreat where history meets relaxation! There is a sense of calm the moment you arrive. Inside the cozy 1 bedroom 1 bath layout feels intimate and inviting, perfect for a long day on the water. The main residence is a perfect blend of charm and modern updates. Stainless steel appliances, hardwood floors, quartz countertops and a new roof in 2021. Step outside on the balcony or deck where you can sip your coffee while watching the sunrise across the bay. With over 100 feet of waterfront, there will always be a gentle breeze off the water. A separate guest house, 20x40, with 1 bedroom 1 bath and laundry gives friends and family their own comfortable space OR an additional income as a rental. The property also has mature fruit trees, lemon, pear and blueberries. Two additional storage buildings makes it easy to keep all your water toys, kayaks and gear organized and ready for adventure. The wraparound deck makes this space perfect for hosting friends for sunset dinners, weekend cookouts or summer parties with the bay as your backdrop. Located 13 miles from Dauphin Island and less than a mile from boating/fishing access and dining. Whether youre seeking a year round home, a weekend getaway or an investment property this Bayfront property has it all- A rare blend of country warmth, coastal beauty and rich history-perfect for anyone looking to live a little slower, entertain often and enjoy life by the water. This is a must see! Buyer to verify all information during due diligence

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

2/10
Theodore High SchoolGrades 9-128.7 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Lower Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Cathedral Ceiling(s)
  • Window features: Skylight(s)
  • Flooring: Hardwood
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,628
  • Total interior livable area: 1,628 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 4202330002019

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Deck,Side Porch
  • Exterior features: Balcony,Garden,Storage
  • Spa features: None
  • Fencing: Chain Link,Fenced,Privacy
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Frontage length: Water Frontage (106)

Lot

  • Lot size: 1.50 Acres
  • Features: Back Yard,Front Yard,Other

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,801$33,612
Home Insurance *$916$10,992
Property Taxes $198$2,376
Electricity $240$2,881
Total$4,155$49,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,457/yr
40% on housing$124,650/yr
45% on housing$110,800/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 36523$208
Mobile County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 36523$164
Mobile County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$559,900
2026-02-05Listing removed$569,000
2025-09-10Listed for sale$569,000

For Sale by Agent

AgentKristen Alexander
BrokerageIXL Real Estate LLC

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