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103 Ryan Ct, Dauphin Island, AL, 36528

5beds
4baths
3,476sqft
$950,000
$273price/sqft
$7,492/moest. monthly cost
$299,680/yrincome needed

About This Home

Welcome to 103 Ryan Court on beautiful Dauphin Island where easy living and spectacular views of the Gulf will delight and refresh you. This large beach home can be added to your rental portfolio or be your own Island getaway. With 5 bedrooms, 4 full bathrooms, and a half bath, this over 3000 square foot house will easily and comfortably accommodate large gatherings of family and friends. When you visit, the concrete slab under the house makes a great area for sitting, playing, and catching a breeze. Here, you can park several cars and the 2000lb capacity cargo lift helps lighten your load. Up the stairs and into the house, you will first notice the office/media room off to your right. At the center of the house is the great room with plenty of windows and doors for gorgeous views of the Gulf, beach, and sky. The open kitchen is spacious enough for several "chefs" to create their specialties together. The cooktop was replaced in 2022 and the oven/microwave combo was replaced in March. There are 3 bedrooms and 1 full bathroom on the east side of the great room. One of those bedrooms has its own wet bar and its own access to the deck. On the west side of the great room is the master suite. Uniquely, this suite has one full bathroom for him and one full bathroom for her. The corner whirlpool tub in one of those bathrooms makes for a very relaxing experience. Upstairs, the bonus den, deck, bedroom and bathroom can be considered another suite. Outside there are several areas that make this house very special. Just grab your flip-flops and a chair and take a short walk over the sand dune to get out to the beach and water. There is plenty of deck space on all 4 sides of the house. On the south side, for enjoying the breeze and beautiful view and of the Gulf and beach, it is truly a benefit that half of the deck is screened. No bugs when you want to sit outside! But if you want a stunning, panoramic view of the Gulf and the Mississippi Sound, then climb up to the crow's nest located on the west side deck to watch the sunrise or sunset. Truly a wonderful experience located in the Sunset Capital of Alabama! Other items to mention - In 2023, the water heater and clothes washer were replaced. Additionally, the house has a water filtration system. This house is being sold fully furnished. The following furnishings are less than a year old: great room furniture, dining area furniture, the upstairs sleeper sofa, the window AC unit in the upstairs bedroom, and new bunkbeds in the east side bedroom. Due to all these amenities and features, this house is a highly desirable beach rental property. The current owner self-manages and reports that for 2025 gross rents were approximately $92K. If this all sounds like either your dream beach home or a valuable investment opportunity, please come take a look at 103 Ryan Court today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
5/10
Alma Bryant High SchoolGrades 9-1215.3 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Beach House
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Electric Cooktop,Electric Water Heater,Refrigerator,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bookcases,Wet Bar
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,476
  • Total interior livable area: 3,476 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 5301000014161

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Deck,Screened
  • Exterior features: Storage
  • Has spa: Yes
  • Spa features: None,Bath
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 0.37 Acres
  • Features: Other
  • Lot size dimensions: 120 x 135 x 120 x 135

Parking

  • Total spaces: 4
  • Parking features: Covered,Drive Under Main Level,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$1,961$23,532
Property Taxes $340$4,080
Electricity $388$4,667
Total$7,492$89,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$256,868/yr
40% on housing$224,760/yr
45% on housing$199,786/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$273This listing

vs Other Active Listings

Avg $/sqft

ZIP 36528$279
Mobile County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 36528$254
Mobile County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-07Price change$950,000
2025-08-12Listed for sale$995,000
2021-06-21Sold$709,500
2021-06-07Pending sale$699,000
2019-10-05Listing removed$647,400
2019-07-20Price change$647,400
2019-06-07Listed for sale$659,500

For Sale by Agent

AgentVicki Cawthon
BrokerageRE/MAX Gateway

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