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3915 Coldwater Dr, Rocklin, CA, 95765

2beds
2baths
1,650sqft
$475,000
$288price/sqft
$3,345/moest. monthly cost
$133,800/yrincome needed

About This Home

This popular Stanford model offers approximately 1,650 square feet of comfortable living space and features two bedrooms and two bathrooms. The spacious kitchen includes a large breakfast nook, while the inviting living room boasts a cozy fireplace, creating the perfect setting for relaxing or entertaining. Step outside to enjoy the private backyard, all within the desirable gated community of Springfield at Whitney Oaks. Residents enjoy an exceptional lifestyle with numerous HOA amenities, including a fitness center, tennis courts, swimming pool, spa, and a variety of social activities. For added convenience, the HOA also maintains the front yard, allowing for low-maintenance living in this beautiful and welcoming community.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
7
BikeSomewhat Bikeable

Schools

10/10
7/10
9/10
Rocklin High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Concrete,Slab
  • Roof: Cement,Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Electric Range
  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Nook,Space in Kitchen,Dining/Living Combo

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,650 sqft

Kitchen

  • Features: Breakfast Area,Tile Counters

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Walk-In Closet(s)

Property

Details

  • Parcel number: 374220015000
  • Zoning: RFR
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Fencing: Wood,Gated Driveway/Sidewalks
  • Topography of land: Lot Grade Varies,Lot Grade Varies

Lot

  • Lot size: 5,932 sqft
  • Features: Auto Sprinkler F&R
  • Lot size dimensions: 106 x 52 x 104 x 60

Parking

  • Parking features: Attached,Restrictions,Garage Door Opener,Garage Faces Front,Driveway,Gated
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$109$1,308
Property Taxes $437$5,244
Electricity $398$4,786
Total$3,345$40,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,685/yr
40% on housing$100,350/yr
45% on housing$89,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 95765$314
Placer County$403

vs Homes Sold Last Month

Median $/sqft

ZIP 95765$329
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$475,000
2026-07-31Price change$475,000
2026-06-21Price change$495,000
2026-06-12Listed for sale$539,000
2015-05-23Listing removed$1,495
2015-05-14Listed for rent$1,495
2011-06-29Listing removed$1,395
2011-06-18Listed for rent$1,395
2005-12-27Sold$395,000
2000-08-31Sold$214,500

For Sale by Agent

AgentJane Dekelaita
BrokerageColdwell Banker Realty

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