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820 Culloden Ct, Fallbrook, CA, 92028

4beds
3baths
2,401sqft
$1,180,000
$491price/sqft
$7,866/moest. monthly cost
$314,640/yrincome needed

About This Home

Stunningly Remodeled Single Story in the Lovely Gated Community of Peppertree Park. This is one of the neighborhood’s most popular models on a private, spacious pool-sized, cul-de-sac lot within the community. $200K remodel/upgrades include new HVAC system, Fully Paid Solar with Tesla Powerwall/Gateway (ensures power during an outage-total SDGE appx. $400-500 annual), Rhino Shield exterior paint (thick ceramic coating-highly elastic, Class-A Fire Rated, 25-year transferable warranty), interior paint (including ceiling), Landscaping, Custom kitchen cabinetry topped by Fantasy Brown Satin countertops and full slab backsplash and professional level appliances, Luxury Vinyl Plank flooring, 5-inch baseboard, Arctic Golden Quartzite stack stone fireplace surrounds with custom mantel, Flat panel LED recessed lighting, Upgraded owner’s suite bath/closet organizer, Upgraded half bath (new vanity and stone countertop, fixtures and fan), Tall, built-in hall linen cabinet. The owner’s suite occupies the back corner of the home for increased privacy, and the front bedroom is often utilized as an office near the front door. The kitchen features custom solid maple/birch cabinets featuring pull-out tray organizers and drawers, dual pantry, spice and cutlery racks with custom-built island and built-in beverage center. Appliances include: Professional level Blue Star 36-inch culinary series gas range complemented by built-in Zephyr Monsoon hood vent, new KitchenAid Refrigerator and GE Microwave. The kitchen extends into the dining room connecting through a window over more custom built-in cabinets to create a double buffet island and adds to the open concept feel. The Peppertree Park gated community provides unrivaled comfort and serenity as you enter the gate and pass through a gorgeous canopy of trees, you’ll discover the neighborhood of your dreams. The 6-acre park includes basketball, bocce ball, horseshoe pits, greenspace, rose garden, luscious landscaping and walking paths to enjoy it all. Greenbelts separate rows of homes to provide the entire neighborhood with increased privacy. Home is within 3 miles of downtown Fallbrook. You’re new life is just a short drive to a small town where you’ll see faces you know as you shop local grocery stores, coffee shops, restaurants, art studios, farmer’s market or attend many of the town’s fun events such as the Avocado Festival, Vintage Car Show, Farmer’s Market, Bob Burton Center for the Arts, Playhouse Theater, Art Center Shows, Library events, Veteran's Day, 4th of July and Christmas parades.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
6/10
Fallbrook High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 2003

Materials

  • Roof: Concrete,Tile
  • Construction materials: Stucco

Other

  • Builder name: Lucas and Mercier

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 6 Burner Stove,Disposal,Range Hood
  • Laundry features: Laundry Room

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Family Room

  • Features: Separate Family Room

Features

  • Built-in Features,Ceiling Fan(s),Open Floorplan,Pantry,Stone Counters,All Bedrooms Down,Main Level Primary,Primary Suite,Walk-In Closet(s)
  • Flooring: Tile,Vinyl
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,401 sqft

Master Bedroom

  • Features: Main Level Primary

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 1065511100
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front Door
  • Pool features: None
  • Fencing: Good Condition,Wood
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 0.41 Acres
  • Features: 2-5 Units/Acre

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,966$71,592
Home Insurance *$334$4,008
Property Taxes $1,052$12,624
Electricity $514$6,178
Total$7,866$94,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$269,691/yr
40% on housing$235,980/yr
45% on housing$209,760/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$491This listing

vs Other Active Listings

Avg $/sqft

ZIP 92028$405
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92028$417
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$1,180,000
2026-07-24Listed for sale$1,180,000
2017-06-30Sold$615,000
2017-05-11Pending sale$600,000
2017-04-22Listed for sale$600,000
2015-03-20Sold$510,000
2015-02-07Listed for sale$499,000
2002-03-19Sold$335,000

For Sale by Agent

AgentMike Stine
BrokerageeXp Realty of Southern CA

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