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18103 Via Ascenso, Rancho Santa Fe, CA, 92091

5beds
7baths
5,669sqft
$4,500,000
$794price/sqft
$28,843/moest. monthly cost
$1,153,720/yrincome needed

About This Home

Perched on a premier elevated lot at the end of a peaceful double cul-de-sac, this exceptional single-level Mediterranean estate showcases breathtaking 180-degree panoramic views and the ultimate Southern California resort lifestyle. The 5,669 sq. ft. residence, located within the prestigious gated community of The Groves, features 5 bedroom suites, 6 full baths, and a powder room, with a thoughtfully designed floor plan offering a private primary suite and executive office in one wing and four en-suite bedrooms in the other. The luxurious primary retreat includes dual walk-in closets and a spa-inspired bath. Designed for seamless indoor-outdoor living, the gourmet kitchen opens to the inviting family room with fireplace. Walls of glass lead to a view-oriented pool and spa, expansive decks, a charming gazebo, and a built-in barbecue, creating the perfect setting for entertaining and sunset views. Set on 2.27 beautifully landscaped acres with mature fruit trees, the property also offers a 3-car garage, generous guest parking, and community tennis courts. Located within the acclaimed Roger Rowe School District and just minutes from golf, hiking and equestrian trails, fine dining, shopping, and The Bridges at Rancho Santa Fe, this is a rare opportunity to own an extraordinary view estate combining timeless Mediterranean elegance, privacy, and resort-style living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

10/10
10/10
Torrey Pines High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Washer,Range/Stove Hood,Barbecue,Gas Cooking
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 5,669
  • Total interior livable area: 5,669 sqft

Property

Details

  • Parcel number: 2654423200
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 1 Story
  • Pool features: Below Ground
  • Fencing: Partial

Lot

  • Lot size: 2.27 Acres

Parking

  • Total spaces: 9
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,754$273,048
Home Insurance *$642$7,704
Property Taxes $4,232$50,784
Electricity $1,215$14,587
Total$28,843$346,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$988,902/yr
40% on housing$865,290/yr
45% on housing$769,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$794This listing

vs Other Active Listings

Avg $/sqft

ZIP 92091$1,136
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92091$1,241
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Listed for sale$4,500,000
2019-09-13Sold$2,600,000
2019-08-17Pending sale$2,795,000
2019-05-14Price change$2,795,000
2019-04-18Listed for sale$2,995,000
2012-09-14Listing removed$8,500
2012-06-21Listed for rent$8,500
2009-08-01Listing removed$2,750,000
2009-06-06Listed for sale$2,750,000
2007-10-15Sold$2,615,000
2006-09-19Sold$2,450,000
2002-01-16Sold$2,150,000

For Sale by Agent

AgentNick Yang
BrokerageEpicPoint Properties

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