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1164 Benecia Ct, Chula Vista, CA, 91913

4beds
4baths
3,019sqft
$1,239,000
$410price/sqft
$8,785/moest. monthly cost
$351,400/yrincome needed

About This Home

Sellers will be entertaining offers between $1,268,000 and $1,275,000. Welcome to this stunning home in the highly desirable in the Heart of Otay Ranch community with HOA amenities! Tucked away on a quiet cul-de-sac with scenic views, this property offers exceptional curb appeal, a large driveway with ample parking, and a beautifully balanced backyard featuring both grass and hardscape. Inside, enjoy a bright and open floor plan highlighted by a gourmet kitchen with granite countertops, built-in appliances, and a large center island, seamlessly connected to the family room—perfect for everyday living and entertaining. A main-level bedroom and full bathroom provide flexibility for guests or multi-generational living. Upstairs, the spacious primary suite features an en-suite bathroom with dual vanities, a soaking tub, a separate walk-in shower, and a generous walk-in closet. Additional bedrooms and a versatile loft—ideal as a family room, home office, or multi-purpose space—complete the upper level. Step outside to the backyard, where a pergola-covered patio and palm trees create the perfect setting for relaxing or entertaining. Conveniently located near shopping, dining, top-rated schools, and with quick access to I-125. HOA offers well-maintained community features and enhances neighborhood appeal.

Getting Around

12
WalkingCar-Dependent
39
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

9/10
7/10
9/10

Construction

Condition

  • Year built: 2001

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Common Area

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • All Bedrooms Up,All Bedrooms Down
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 3,019 sqft

Property

Details

  • Parcel number: 6426331300
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: Community,Association
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 6,375 sqft
  • Features: Back Yard,Cul-De-Sac,Front Yard,Sprinklers In Rear,Landscaped,Near Park

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,265$75,180
Home Insurance *$218$2,616
Property Taxes $1,655$19,860
Electricity $647$7,768
Total$8,785$105,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$301,200/yr
40% on housing$263,550/yr
45% on housing$234,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$410This listing

vs Other Active Listings

Avg $/sqft

ZIP 91913$384
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91913$439
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$1,268,000
2026-01-28Listed for sale$1,295,000
2021-01-19Sold$851,000
2020-12-11Pending sale$869,000
2020-12-09Listed for sale$869,000
2020-11-21Pending sale$869,000
2020-10-19Listed for sale$869,000
2017-08-10Listing removed$3,200
2017-07-20Price change$3,200
2017-07-11Listed for rent$3,100
2016-08-05Listing removed$2,935
2015-02-14Listing removed$2,850
2015-01-15Listed for rent$2,850
2012-05-13Listing removed$2,800
2012-05-02Listed for rent$2,800
2012-03-24Listing removed$2,700
2012-02-01Listed for rent$2,700
2012-01-22Listing removed$475,000
2012-01-07Price change$475,000
2011-11-11Price change$474,900
2011-11-06Listed for sale$489,900
2011-10-20Sold$420,000
2011-08-26Listed for sale$430,000
2011-04-06Listing removed$430,000
2011-03-25Listed for sale$430,000
2001-06-07Sold$326,000

For Sale by Agent

AgentMarites Escano
BrokerageCentury 21 Affiliated

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