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14105 N River Beach Dr, Chillicothe, IL, 61523

3beds
2baths
2,230sqft
$450,000
$202price/sqft
$3,624/moest. monthly cost
$144,960/yrincome needed

About This Home

Rarely does a property offer this much land, beauty, and priceless views. Nestled on a spectacular triple lot plus an additional waterfront lot, this one-of-a-kind property offers panoramic views of the Illinois River, with the rare assurance that your stunning vista will remain protected for years to come. Surrounded by exquisite, award-winning landscaping, complete with a tranquil pond, this picturesque setting provides the perfect blend of natural beauty, privacy, and convenience while being just minutes from shopping, dining, and entertainment. Step onto the inviting front porch and into the spacious living room, where three oversized picture windows frame spectacular Illinois River views and fill the home with an abundance of natural light. Anchoring the room is a stunning gas-lit, wood-burning fireplace, creating a warm and inviting atmosphere for quiet evenings at home. Venture into the kitchen, offering abundant cabinetry, expansive prep space, and a breakfast bar perfect for casual dining or gathering with family and friends. The main floor is thoughtfully designed with a cozy family room and informal dining area, two generously sized bedrooms, a stylishly remodeled bathroom with contemporary finishes, and the added convenience of a main-floor laundry room. The spacious second-floor primary suite features a walk-in closet and a relaxing Jacuzzi tub, creating the perfect private retreat at the end of the day. Your Special Place is waiting for you! Come see it today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
7/10
Mossville Jr High SchoolGrades 6-82.7 mi
4/10

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Basement: None

Bedroom1

  • Level: Upper
  • Dimensions: 19ft 0in x 18ft 2in

Bedroom2

  • Level: Main
  • Dimensions: 12ft 6in x 17ft 6in

Bedroom3

  • Level: Main
  • Dimensions: 14ft 3in x 13ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: Main
  • Dimensions: 16ft 0in x 26ft 3in

Features

  • Ceiling Fan(s),Solid Surface Counter
  • Window features: Blinds
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Storage

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,230
  • Total interior livable area: 2,230 sqft

Kitchen

  • Level: Main
  • Dimensions: 15ft 0in x 20ft 0in

Laundry

  • Level: Main
  • Dimensions: 11ft 0in x 16ft 0in

Living Room

  • Level: Main
  • Dimensions: 15ft 0in x 28ft 0in

Main Level

  • Area: 1744

Upper Level

  • Area: 486

Property

Details

  • Parcel number: 1007351027
  • Zoning description: Residential

Features

  • Patio & porch: Patio,Porch
  • Spa features: Bath
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Frontage length: Water Frontage: 180.12

Lot

  • Lot size: 1.26 Acres
  • Features: Extra Lot,Wooded
  • Lot size dimensions: 180.12 x 255.29 x 180 x 261.68

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$372$4,464
Property Taxes $806$9,672
Electricity $171$2,058
Total$3,624$43,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,251/yr
40% on housing$108,720/yr
45% on housing$96,640/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 61523$82
Peoria County$88

vs Homes Sold Last Month

Median $/sqft

ZIP 61523$108
Peoria County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$399,000
2026-08-07Price change$435,000
2026-07-24Price change$450,000
2026-07-13Listed for sale$475,000
2003-07-15Sold$215,000
1998-12-21Sold$145,000

For Sale by Agent

AgentDebra Redington
BrokerageJim Maloof Realty, Inc.

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