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71 Center St, Georgetown, OH, 45121

3beds
2baths
2,952sqft
$525,000
$178price/sqft
$3,961/moest. monthly cost
$158,440/yrincome needed

About This Home

MOTIVATED SELLER Rare opportunity to own a riverfront property with approximately 240 feet of frontage, featuring a private boat dock and concrete boat ramp. Situated on nearly 3.5 acres, this 3-bedroom, 2-bath homebuilt just 5 years agooffers a blend of modern design, functionality, and lifestyle. The open-concept layout is ideal for everyday living and entertaining, highlighted by a chef's kitchen with a dual-fuel 48" range imported from Italy. An oversized bonus space above the garage with roll-up glass doors provides a unique setting for entertaining, recreation, or additional living space. Enjoy expansive river views, relax in the hot tub, and take advantage of the privacy and versatility this property offers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 132

Bedroom3

  • Level: First
  • Area: 224

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Features: Walkout,Fireplace,Laminate Floor
  • Area: 522

Features

  • High Ceilings,Ceiling Fan(s)
  • Window features: Double Hung,Vinyl,Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Stove,Wood Burning,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Gas,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,952
  • Total interior livable area: 2,952 sqft

Kitchen

  • Features: Pantry,Counter Bar,Eat-in Kitchen,Walkout,Gourmet,Kitchen Island,Wood Cabinets,Laminate Floor,Marble/Granite/Slate
  • Area: 198

Living Room

  • Area: 0

Master Bathroom

  • Features: Shower,Double Vanity,Marb/Gran/Slate

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s),Walkout
  • Level: First
  • Area: 273

Office

  • Area: 0

Property

Details

  • Parcel number: 082119A034
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Hot Tub
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River
  • Topography of land: Cleared

Lot

  • Lot size: 3.38 Acres
  • Features: 1 to 4.9 Acres
  • Lot size dimensions: 3.378 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$440$5,280
Property Taxes $551$6,612
Electricity $316$3,799
Total$3,961$47,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,805/yr
40% on housing$118,830/yr
45% on housing$105,626/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 45121$132
Clermont County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 45121$135
Clermont County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$599,900
2026-04-08Listed for sale$650,000

For Sale by Agent

AgentRagan McKinney, Ragan McKinney Real Estate
BrokerageRagan McKinney Real Estate

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