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675 Hobby Horse Ln, Milford, OH, 45150

4beds
5baths
6,267sqft
$2,499,000
$399price/sqft
$16,896/moest. monthly cost
$675,840/yrincome needed

About This Home

With over 6,200 sq ft of finished living space, this meticulously maintained equestrian property is specifically designed & equipped to cater to the needs of horses & their owners. This ranch was originally built in 1878 & today shows beautiful upgrades & enhancements all sitting on a peaceful countryside setting of 5.92 acres. The ranch has been designed with a warm, rustic ambiance surrounded by custom-hewn wood floors, exposed beams & quality millwork with 4 oversized bedrooms, 4 full baths and 1 half bath. The ranch includes a 1,728 sq ft insulated all-steel horse barn with year-round walkouts, wash stall, duel 11x11 power garage doors, sand arena and rotating pastures. Also included is a resort-style pool, stocked fishpond, a 4,536 sq ft 12-car garage, and a fully occupied happy chicken coop for a true ranch lifestyle. Located 1.5 miles from Historic Milford and only 13 miles from downtown Cincinnati, this ranch is in the Milford School District & 35 minutes from CVG airport.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
6/10
Milford Sr High SchoolGrades 8-121.9 mi
8/10

Construction

Condition

  • Year built: 1878

Materials

  • Foundation: Concrete Perimeter,Stone
  • Roof: Shingle
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Electric Cooktop,Disposal,Microwave,Oven/Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,WW Carpet

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Full
  • Level: Second

Bathroom4

  • Features: Partial
  • Level: First

Bedroom2

  • Level: Second
  • Area: 120

Bedroom3

  • Level: Second
  • Area: 204

Bedroom4

  • Level: Second
  • Area: 192

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Chair Rail,Chandelier,Wood Floor
  • Level: First
  • Area: 330

Family Room

  • Features: Walkout,Fireplace,Wet Bar,Wood Floor
  • Area: 1000

Features

  • High Ceilings,Beamed Ceilings,Crown Molding,Natural Woodwork,Vaulted Ceiling(s),Ceiling Fan(s),Recessed Lighting
  • Window features: Double Hung,Wood Frames
  • Number of fireplaces: 3
  • Fireplace features: Brick,Stone,Wood Burning,Family Room,Kitchen,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 6,267
  • Total interior livable area: 6,267 sqft

Kitchen

  • Features: Pantry,Counter Bar,Eat-in Kitchen,Fireplace,Gourmet,Wood Cabinets,Wood Floor,Marble/Granite/Slate
  • Area: 165

Living Room

  • Features: Walkout,Fireplace,Wood Floor
  • Area: 540

Master Bathroom

  • Features: Shower,Double Vanity,Tub,Wood Floor

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s)
  • Level: Second
  • Area: 330

Office

  • Features: Bookcases,Wood Floor
  • Level: First
  • Area: 208

Property

Details

  • Parcel number: 182513A169
  • Zoning description: Residential
  • Other equipment: Sump Pump w/Backup
  • Horse amenities: Barn

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,In Ground
  • Patio & porch: Covered Deck/Patio,Deck,Patio
  • Exterior features: Yard Lights
  • Fencing: Vinyl,Other
  • Has view: Yes
  • View description: Lake/Pond,Trees/Woods
  • Has water view: Yes
  • Water view: Lake/Pond
  • On waterfront: Yes
  • Waterfront features: Lake/Pond
  • Horses can be raised: Yes

Lot

  • Lot size: 5.92 Acres
  • Features: Wooded,5 to 9.9 Acres,Fountain

Parking

  • Total spaces: 12
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 12
  • Covered spaces: 12
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,636$151,632
Home Insurance *$965$11,580
Property Taxes $2,623$31,476
Electricity $672$8,065
Total$16,896$202,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$579,291/yr
40% on housing$506,880/yr
45% on housing$450,560/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 45150$182
Clermont County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 45150$191
Clermont County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$2,499,000
2003-04-04Sold$724,000
1998-11-24Sold$115,000
1997-10-09Sold$480,000

For Sale by Agent

AgentSue M Miller
BrokerageComey & Shepherd

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