204 Railroad Ave, Loveland, OH, 45140
About This Home
Welcome to your Dream Home, built by Loveland's own John Hill Construction. Discover the perfect blend of charm and modern convenience in this stunning new build, nestled in the heart of Historic Downtown Loveland. This elegant Cape Cod-style home offers an exceptional living experience, surrounded by the vibrant culture and amenities of one of Greater Cincinnati's most cherished neighborhoods. Located just across the street from the Loveland bike trail, Nisbet Park and the Little Miami River. Enjoy the convenience of restaurants and shopping as well as the bike trail and river. This plan offers 2,360 finished square feet with 3 bedrooms and 2.5 bathrooms. First floor primary and laundry room. 2 car attached rear garage, front porch and back patio. Begin designing your dream home with John Hill Construction today!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- New construction: Yes
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Other
Other
- Builder name: John Hill Construction
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Basement: Crawl Space
Bathroom1
- Features: Full
- Level: First
Bathroom2
- Features: Full
- Level: Second
Bathroom3
- Features: Partial
- Level: First
Bedroom2
- Level: Second
- Area: 195
Bedroom3
- Level: Second
- Area: 195
Bedroom4
- Area: 0
Bedroom5
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 238
Family Room
- Area: 0
Features
- Window features: Vinyl
Great Room
- Level: First
- Area: 323
Heating & Cooling
- Heating features: Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
Kitchen
- Area: 224
Living Room
- Area: 0
Master Bathroom
- Features: Shower,Tub
Master Bedroom
- Features: Bath Adjoins,Walk-In Closet(s)
- Level: First
- Area: 256
Office
- Area: 0
Property
Details
- Parcel number: NEW/UNDER CONST/TO BE BUILT
- Zoning description: Residential
Features
- Stories: 1
- Has view: Yes
- View description: Park/Greenbelt
- Topography of land: Level
Lot
- Features: Less than .5 Acre
Parking
- Total spaces: 2
- Parking features: On Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,051 | $60,612 |
| Home Insurance * | $354 | $4,248 |
| Property Taxes | $1,048 | $12,576 |
| Electricity | $193 | $2,320 |
| Total | $6,646 | $79,752 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-11 | Price change | $999,000 |
| 2025-11-18 | Listed for sale | $1,200,000 |
| 2024-03-05 | Sold | $212,000 |
| 2024-01-26 | Pending sale | $250,000 |
| 2024-01-18 | Listed for sale | $250,000 |
| 2014-08-08 | Sold | $21,000 |
| 2014-02-21 | Pending sale | $21,000 |
| 2013-12-14 | Listed for sale | $21,000 |
| 2000-04-26 | Sold | $70,000 |
| 1994-12-06 | Sold | $51,500 |
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