See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4969 Cinnamon Ct, Cincinnati, OH, 45244

4beds
3baths
2,080sqft
$438,000
$211price/sqft
$3,084/moest. monthly cost
$123,360/yrincome needed

About This Home

Welcome to this charming 4-bedroom, 2.5-bath traditional home in the desirable Pepper Ridge community within Milford Schools. Located in a quiet NO HOA neighborhood on nearly half an acre, this home offers the perfect combination of space, comfort, and convenience. Beautiful hardwood floors flow throughout the home, complemented by a spacious layout perfect for everyday living and entertaining. The partially finished basement provides additional 700 sq ft of living space with endless possibilities for a rec room, office, gym, or hobby area. Recent updates include a furnace (2023), AC unit (2020), electric panel (2025), hot water heater (2025), and a roof approximately 10 years old. Enjoy a convenient location close to shopping, dining, major highways, and all that Milford has to offer. Don't miss your chance to make this wonderful home your own! Seller is offering a $5,000 credit at closing for updates

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
23
BikeSomewhat Bikeable

Schools

8/10
8/10
7/10
Milford Sr High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven/Range,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Chute

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,WW Carpet,Glass Blk Wind

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Full
  • Level: Second

Bathroom3

  • Features: Partial
  • Level: First

Bedroom2

  • Level: Second
  • Area: 195

Bedroom3

  • Level: Second
  • Area: 156

Bedroom4

  • Level: Second
  • Area: 143

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Chair Rail,Window Treatment,Wood Floor
  • Level: First
  • Area: 156

Family Room

  • Features: Wall-to-Wall Carpet,Fireplace,Window Treatment
  • Area: 252

Features

  • High Ceilings,Crown Molding,Natural Woodwork,Ceiling Fan(s),Recessed Lighting
  • Door features: Multi Panel Doors
  • Window features: Double Hung,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Family Room
  • Fireplace: Yes
  • Attic: Storage

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 2,080 sqft

Kitchen

  • Features: Counter Bar,Eat-in Kitchen,Walkout,Window Treatment,Wood Cabinets,Wood Floor,Marble/Granite/Slate
  • Area: 104

Living Room

  • Features: Window Treatment,Wood Floor
  • Area: 195

Master Bathroom

  • Features: Built-In Shower Seat,Shower,Tile Floor,Window Treatment

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s),Dressing Area,Wall-to-Wall Carpet,Window Treatment
  • Level: Second
  • Area: 221

Office

  • Area: 0

Property

Details

  • Parcel number: 393110B182
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Fire Pit
  • Fencing: Metal,Wood

Lot

  • Lot size: 0.46 Acres
  • Features: Less than .5 Acre

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,214$26,568
Home Insurance *$188$2,256
Property Taxes $459$5,508
Electricity $223$2,676
Total$3,084$37,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,737/yr
40% on housing$92,520/yr
45% on housing$82,240/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 45244$207
Clermont County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 45244$196
Clermont County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$438,000
2026-08-03Price change$438,000
2026-07-24Listed for sale$445,000
2007-03-26Sold$204,930
1999-09-17Sold$180,900

For Sale by Agent

AgentDanielle Sears
BrokerageSibcy Cline, Inc.

Similar Homes