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488 Kaldy St, Cincinnati, OH, 45244

4beds
2baths
1,852sqft
$325,000
$175price/sqft
$2,321/moest. monthly cost
$92,840/yrincome needed

About This Home

NEW BATHROOM REMODEL - PICTURES ADDED If you are looking for a home with a lot of character, you have found it! Step inside this beautiful 4 bedroom ranch and experience the open floor plan with a large eat-in kitchen that opens to a gorgeous and inviting 4-season room that overlooks the large nearly 1/2 acre lot with a wooded view adding an additional 330 sq. ft. of living space. This home has many updated features including a brand new roof, newer stainless appliances, flooring, and updated mechanicals. A large basement also compliments this home. With close proximity to shopping, dining, and entertainment, this home is ready for you!

Getting Around

31
WalkingCar-Dependent
0
TransitNo Nearby Transit
37
BikeSomewhat Bikeable

Schools

5/10
6/10
6/10
West Clermont High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Partial
  • Level: First

Bedroom2

  • Level: First
  • Area: 132

Bedroom3

  • Level: First
  • Area: 120

Bedroom4

  • Level: First
  • Area: 260

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Area: 0

Family Room

  • Features: Wood Floor
  • Area: 363

Features

  • Ceiling Fan(s)
  • Window features: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Brick,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,852
  • Total interior livable area: 1,852 sqft

Kitchen

  • Features: Eat-in Kitchen,Vinyl Floor,Wood Cabinets
  • Area: 252

Living Room

  • Area: 0

Master Bathroom

  • Features: Built-In Shower Seat,Tub w/Shower

Master Bedroom

  • Features: Bath Adjoins,Wall-to-Wall Carpet
  • Level: First
  • Area: 156

Office

  • Area: 0

Property

Details

  • Parcel number: 414202A002
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.47 Acres
  • Features: Less than .5 Acre
  • Lot size dimensions: 102 x 206 IRR

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Heat Wave
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$139$1,668
Property Taxes $341$4,092
Electricity $198$2,383
Total$2,321$27,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,577/yr
40% on housing$69,630/yr
45% on housing$61,893/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 45244$208
Clermont County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 45244$196
Clermont County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$319,000
2026-06-01Listed for sale$325,000
2021-08-30Sold$240,000
2021-07-15Pending sale$240,000
2021-07-12Price change$240,000
2021-07-05Listed for sale$250,000
2014-09-15Sold$134,000
2014-07-28Pending sale$139,900
2014-03-11Listed for sale$139,900
2007-08-15Sold$130,000
2002-12-18Sold$103,500
1997-05-14Sold$87,500
1996-06-28Sold$62,000

For Sale by Agent

AgentSean P Dennedy
BrokerageKeller Williams Advisors

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