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464 Vancover Ct, Cincinnati, OH, 45244

3beds
2baths
1,240sqft
$169,000
$136price/sqft
$1,296/moest. monthly cost
$51,840/yrincome needed

About This Home

This well-maintained 3Bed/2Bath condo offers a spacious, functional floorplan. Beautiful hardwood floors on the main level, freshly painted walls & tons of natural light throughout. Large primary bedroom includes a spacious walk-in closet + additional storage & new flooring. Additional living/entertaining space is available in the finished basement. Updates Include: HVAC (2023), Bathrooms, Flooring, Appliances, Roof (2017). Sellers have created a peaceful outdoor space w/ a porch swing, koi pond & large paver patio. This home is convenient to the highway, and several shopping/entertainment options. *FHA Approved* HOA fees include water/trash/sewer.

Getting Around

24
WalkingCar-Dependent
0
TransitNo Nearby Transit
36
BikeSomewhat Bikeable

Schools

5/10
6/10
West Clermont High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished,WW Carpet

Bathroom1

  • Features: Full
  • Level: Second

Bathroom2

  • Features: Partial
  • Level: First

Bedroom2

  • Level: Second
  • Area: 110

Bedroom3

  • Level: Second
  • Area: 88

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Chandelier,Walkout,Wood Floor
  • Level: First
  • Area: 96

Family Room

  • Features: Fireplace
  • Area: 247

Features

  • Window features: Slider,Vinyl
  • Fireplace features: Basement,Family Room

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,240
  • Total interior livable area: 1,240 sqft

Kitchen

  • Features: Eat-in Kitchen,Galley,Wood Floor
  • Area: 128

Living Room

  • Features: Wood Floor
  • Area: 140

Master Bathroom

  • Features: Tile Floor,Tub w/Shower

Master Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 165

Office

  • Area: 0

Property

Accessibility

  • Accessibility features: No Accessibility Features

Details

  • Parcel number: 416104A006
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Other
  • Fencing: Wood

Lot

  • Lot size: 718.74 sqft
  • Lot size dimensions: Condo

Parking

  • Total spaces: 2
  • Parking features: 2 Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$72$864
Property Taxes $177$2,124
Electricity $193$2,320
Total$1,296$15,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,434/yr
40% on housing$38,880/yr
45% on housing$34,560/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 45244$212
Clermont County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 45244$196
Clermont County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$189,000
2017-05-31Sold$87,000
2010-02-17Sold$85,000
2007-08-22Sold$88,000

For Sale by Agent

AgentMichael Alford
BrokerageColdwell Banker Realty

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