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509 W Mechanic St, Wapakoneta, OH, 45895

4beds
2baths
2,166sqft
$250,000
$115price/sqft
$1,849/moest. monthly cost
$73,960/yrincome needed

About This Home

**A Must-See Duplex with Beautiful Updates Throughout!** This well-maintained duplex offers fantastic investment potential or the opportunity to owner-occupy while generating rental income. The lower unit has been thoughtfully updated with a completely renovated kitchen, all-new flooring, fresh paint throughout, and an updated bathroom. The spacious layout features two bedrooms and two beautiful fireplaces that add warmth, character, and elegance to the living spaces. There is also a 3 car garage! The upper unit has also received updates, including new flooring and fresh paint, making it move-in ready. With its charming details, modern improvements, and great income potential, this duplex is a wonderful opportunity you won't want to miss! This duplex is within walking distance of Belcher Park, downtown and an awesome water park.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

8/10
Wapakoneta Middle SchoolGrades 5-70.3 mi
6/10
Wapakoneta High SchoolGrades 2-4,9-121.0 mi
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1910

Materials

  • Foundation: Block
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Oven,Water Heater Owned

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedroom1

  • Level: First

Bedroom1

  • Level: Second

Bedroom2

  • Level: First

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Flooring: Vinyl
  • Fireplace features: Dining Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,500

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,166
  • Total interior livable area: 2,166 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Second

Laundry

  • Level: Basement

Laundry

  • Level: Second

Living Room

  • Level: First

Living Room

  • Level: Second

Property

Details

  • Parcel number: B0701100500
  • Zoning description: Multi-Family
  • Special condition: Fair Market

Features

  • Levels: Two
  • Patio & porch: Covered,Porch
  • Fencing: Fenced

Lot

  • Lot size: 7,405 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Ice Storm

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$158$1,896
Property Taxes $195$2,340
Electricity $232$2,787
Total$1,849$22,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,394/yr
40% on housing$55,470/yr
45% on housing$49,306/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$115This listing

vs Other Active Listings

Avg $/sqft

ZIP 45895$135
Auglaize County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 45895$147
Auglaize County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$245,000
2026-07-14Listed for sale$250,000
2021-02-03Listing removed--
2019-10-08Sold$120,000
2019-09-19Listed for sale$125,900
2019-04-17Sold$5,000
2015-04-27Sold$40,000

For Sale by Agent

AgentCrystal Casey
BrokerageBerkshire Hathaway Professional Realty

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