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105 Stablewatch Ct, Monroe, OH, 45050

5beds
4baths
3,306sqft
$489,900
$148price/sqft
$3,468/moest. monthly cost
$138,720/yrincome needed

About This Home

YOU FOUND IT! Welcome home to this exceptional 3,316-square-foot residence offering five spacious bedrooms, four bathrooms, and a thoughtfully designed floor plan on a desirable corner lot in the highly sought-after Bridle Creek community. Designed with both comfort and versatility in mind, this home features a standout lower-level in-law suite complete with a full kitchen, separate laundry hookups, and private living space - ideal for multigenerational living, extended guests, or added flexibility. The main level offers generous gathering spaces filled with natural light, while the outdoor living areas are equally inviting. Enjoy morning coffee or evening entertaining on the expansive deck just off the family room, or unwind on the covered lower-level patio overlooking the backyard. Bridle Creek residents enjoy outstanding neighborhood amenities, including a community pool and a scenic walking trail that connects directly to Monroe Community Park. Combining space, functionality, and an unbeatable location, this home truly has it all. Schedule your private showing today and Prepare to Fall in Love!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

--
Monroe Primary SchoolGrades PK-11.0 mi
7/10
7/10
Monroe High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 2000

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second
  • Dimensions: 13 x 19

Bedroom

  • Level: Second
  • Dimensions: 13 x 11

Bedroom

  • Level: Second
  • Dimensions: 15 x 14

Bedroom

  • Level: Second
  • Dimensions: 12 x 12

Bedroom

  • Level: Second
  • Dimensions: 13 x 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room Nook

  • Level: Main
  • Dimensions: 11 x 11

Dining Room

  • Level: Main
  • Dimensions: 13 x 11

Entry Foyer

  • Level: Main
  • Dimensions: 3 x 5

Family Room

  • Level: Main
  • Dimensions: 20 x 13

Features

  • Kitchen Island,Laminate Counters,Pantry
  • Window features: Bay Window(s),Insulated Windows,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,306
  • Total interior livable area: 3,306 sqft

Kitchen

  • Level: Main
  • Dimensions: 11 x 12

Laundry

  • Level: Main
  • Dimensions: 12 x 5

Living Room

  • Level: Main
  • Dimensions: 13 x 10

Office

  • Level: Lower
  • Dimensions: 12 x 11

Recreation

  • Level: Lower
  • Dimensions: 14 x 32

Property

Details

  • Parcel number: C1800009320063
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 90 x 127

Parking

  • Parking features: Attached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Winter Weather
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$164$1,968
Property Taxes $473$5,676
Electricity $354$4,254
Total$3,468$41,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,902/yr
40% on housing$104,040/yr
45% on housing$92,480/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 45050$184
Butler County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45050$180
Butler County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$470,000
2026-08-10Price change$484,900
2026-07-21Listed for sale$489,900
2012-10-04Sold$165,000
2012-08-01Pending sale$169,500
2012-07-19Price change$169,500
2012-06-12Listed for sale$182,500
2012-03-30Sold$124,200
2011-01-23Listing removed$185,900
2010-10-27Price change$185,900
2010-08-26Price change$209,900
2010-07-24Listed for sale$237,900
2000-07-31Sold$185,825

For Sale by Agent

AgentMika M Walker
BrokerageColdwell Banker Realty

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