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5991 McKinley Rd, Saint Marys, OH, 45885

4beds
3baths
3,200sqft
$409,900
$128price/sqft
$2,981/moest. monthly cost
$119,240/yrincome needed

About This Home

Don’t miss this beautifully updated 4-bedroom, 3-bath home on a peaceful 1-acre lot conveniently located near town and St. Marys schools. This property combines modern updates, functional design, and outdoor living at its best. The open-concept main level features a spacious living and great room with a vaulted ceiling and wood-burning fireplace—perfect for entertaining. French doors lead from the great room to a newly remodeled, low-maintenance deck with a pergola overlooking a scenic private pond. Enjoy swimming, fishing, or ice skating year-round! The large kitchen offers abundant cabinet space, a breakfast bar, gas range, and separate oven—ideal for everyday cooking and hosting. Upstairs includes two large bedrooms with new carpet, including a completely remodeled master suite with an updated bathroom. The second upstairs bath features a jacuzzi tub. Downstairs offers two additional bedrooms (one currently used as a recreation room/office) and a newly remodeled full bath. Additional highlights include an attached two-car garage with attic storage, a 10x14 garden shed, central air, and a natural gas furnace. This move-in-ready home provides the perfect blend of country charm and modern convenience. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

--
St. Marys Primary SchoolGrades K-22.2 mi
4/10
St. Marys Middle SchoolGrades 6-81.8 mi
3/10

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Crawl/Raised
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Carpet,Hardwood,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,200 sqft

Property

Details

  • Parcel number: H2303600901

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance *$245$2,940
Property Taxes $321$3,852
Electricity $343$4,118
Total$2,981$35,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,205/yr
40% on housing$89,430/yr
45% on housing$79,493/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 45885$132
Auglaize County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 45885$141
Auglaize County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Listed for sale$409,900
2012-05-03Sold$156,500
2012-02-21Price change$164,900
2012-01-07Listed for sale$169,900
2011-01-20Listing removed$169,900
2010-08-11Price change$169,900
2010-06-19Listed for sale$174,900

For Sale by Owner

AgentProperty Owner

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