See other homes in:

About This Home

Beautiful 3 bedroom, 1.5 bath tri-level home on a corner lot in West Oaks Subdivision in St. Marys, Ohio. Nice quiet neighborhood close to parks and swimming pool. 2 car attached garage with workbenches. Large 3 seasons room. Lower level great for hanging out or playroom. Laundry room and half bath on lower level. Shed in backyard. 1,633 sq. ft. living space. Updated flooring in living room, dining room, hallway and bathroom.

View Virtual Tour

Getting Around

Car-Dependent

Very Limited Transit

Somewhat Bikeable

Schools

7/10

St Marys Intermediate SchoolGrades 2-50.5 mi

4/10

St. Marys Middle SchoolGrades 6-81.9 mi

3/10

St Marys Memorial High SchoolGrades 9-121.9 mi

Construction

Condition

Year built: 1971

Materials

Construction materials: Vinyl Siding

Type & Style

Home type: SingleFamily
Property subType: Single Family Residence

Interior

Basement

Has basement: Yes
Basement: Partial,Partially Finished

Bedrooms & Bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Heating

Heating features: Forced Air,Natural Gas

Interior Area

Total structure area: 1,633
Total interior livable area: 1,633 sqft

Property

Details

Parcel number: K3205802200

Features

Levels: Tri-Level

Lot

Lot size: 10,454 sqft
Features: Residential Lot
Lot size dimensions: 110 x 95 x 110 x 95

Parking

Total spaces: 2
Parking features: Workshop in Garage,Garage Door Opener
Attached garage spaces: 2
Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

Cold WaveModerate
HailModerate
Inland FloodingModerate
Ice StormModerate
LightningModerate
Strong WindModerate
TornadoModerate
Winter WeatherModerate

How This Home’s Risks Compare

FEMA Declared Disasters Across Ohio Counties

Flood

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

	Monthly	Annual
Mortgage	$1,259	$15,108
Home Insurance *	$148	$1,776
Property Taxes	$195	$2,340
Electricity	$193	$2,320
Total	$1,795	$21,540

*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$71,800/yr

35% on housing$61,542/yr

40% on housing$53,850/yr

45% on housing$47,866/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered

Wildfire

Hail

Wind

Visit Website →

Current Policies

Residential: 13,942Commercial: 466

Total Premiums$18.03M

Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%

9.3%

0%30.0%

Electricity Growth Rate10-year average: 5.9%

5.9%

0%15.0%

Property Taxes Growth Rate2-year average: 1.0%

1.0%

0%15.0%

Income Spent on Housing

30%

30%45%

Comparing Against the Market

Price Per Sq Ft

$152This listing

vs Other Active Listings

Avg $/sqft

ZIP 45885$131

Auglaize County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 45885$141