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813 Magnolia St, Saint Marys, OH, 45885

4beds
3baths
2,632sqft
$379,900
$144price/sqft
$2,726/moest. monthly cost
$109,040/yrincome needed

About This Home

Spacious and well-designed, this 4-bedroom, 2 full and 1 half bath home offers over 2,600 sq ft of comfortable living space with a functional layout and multiple areas to gather or unwind. The main level features a sunken living room, while the separate family room includes a gas insert fireplace and French doors leading to the covered porch--creating inviting spaces both inside and out. The layout flows seamlessly from the living room to the dining area, kitchen, and family room, offering an open feel while still maintaining defined spaces. The kitchen is a standout with custom Homan cabinetry, granite countertops, luxury vinyl plank flooring, a large pantry, and a built-in office area complete with drawers and file storage. Upstairs, the spacious primary suite includes two walk-in closets--one exceptionally large with space for a vanity and a full closet system--along with a fully renovated en-suite bath featuring a custom walk-in shower, new vanity, and updated fixtures. Three additional bedrooms offer generous space and ample closets, along with a full bath featuring dual pedestal sinks and a tub/shower combination. Laundry is conveniently located on the upper level within the bedroom area--right where it's needed most. Outdoor living is easy to enjoy with multiple spaces including a covered porch, paver patio, and an additional rear patio--ideal for relaxing or entertaining. The property also includes a storage shed for added convenience. A two-car garage is connected via an open breezeway and includes a gas wall heater and a secondary kitchenette setup, offering flexibility for hobbies, projects, or hosting. With thoughtful updates, generous space, and versatile living areas, this home is ready for its next chapter.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
4/10
St. Marys Middle SchoolGrades 6-82.1 mi
3/10

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Ceiling Fan(s)
  • Door features: French Doors
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,632
  • Total interior livable area: 2,632 sqft

Property

Details

  • Parcel number: K3206303100
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch,Patio

Lot

  • Lot size: 8,712 sqft
  • Features: Residential Lot
  • Lot size dimensions: 75 x 120

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance *$227$2,724
Property Taxes $297$3,564
Electricity $282$3,387
Total$2,726$32,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,462/yr
40% on housing$81,780/yr
45% on housing$72,693/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 45885$131
Auglaize County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 45885$141
Auglaize County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Listed for sale$397,000

For Sale by Agent

AgentKrista Hubbell, Plus One Professionals
BrokeragePlus One Professionals

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