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465 Third Street, Ayden, NC, 28513

3beds
2baths
1,695sqft
$225,000
$133price/sqft
$1,704/moest. monthly cost
$68,160/yrincome needed

About This Home

Welcome to this charming 3-bedroom, 2-bath home in the heart of Ayden! From the moment you arrive, you'll love the inviting covered front porch--perfect for morning coffee or enjoying the town's beloved community parades. This home offers a comfortable layout with plenty of natural light and practical living space. The durable vinyl siding and metal roof provide peace of mind and low-maintenance living. Updates include new flooring, paint and blinds. Step outside to a spacious, fully fenced backyard--ideal for pets, entertaining, or simply relaxing. You'll also find a large 12' x 20' metal shed for extra storage and a convenient lean too. Located within walking distance to schools, shopping, and dining, this home combines small-town charm with everyday convenience. Don't miss your chance to make it yours!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
Ayden Elementary SchoolGrades PK-50.7 mi
4/10
Ayden Middle SchoolGrades 6-80.6 mi
4/10
Ayden-Grifton High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Refrigerator,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Closet

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Nook

  • Level: First

Features

  • Master Downstairs,Entrance Foyer,Solid Surface,Ceiling Fan(s),Walk-in Shower,Blinds/Shades
  • Door features: Thermal Doors
  • Window features: Storm Window(s),Thermal Windows
  • Flooring: Laminate,Vinyl,Wood

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,695
  • Total interior livable area: 1,695 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 008498
  • Zoning: RMX
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Front Porch
  • Exterior features: Thermal Doors
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1600 - 1799

Lot

  • Lot size: 0.25 Acres
  • Features: Open Lot
  • Lot size dimensions: 72.48' x 156.25' x 70.14' x 155.41'

Parking

  • Parking features: On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Hurricane
Tornado
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Pitt County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$128$1,536
Property Taxes $239$2,868
Electricity $200$2,405
Total$1,704$20,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,422/yr
40% on housing$51,120/yr
45% on housing$45,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 28513$131
Pitt County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 28513$143
Pitt County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$235,000
2026-02-06Sold$119,000
2015-12-04Sold$83,000
2015-08-06Price change$89,900
2015-07-23Price change$90,900
2015-07-15Price change$91,900
2015-06-27Price change$92,900
2015-06-16Price change$93,400
2015-06-11Price change$93,900
2015-06-03Price change$94,400
2015-03-20Price change$94,900
2015-03-05Price change$95,900
2015-02-26Price change$96,900
2015-02-18Price change$97,900
2015-02-03Price change$98,900
2014-12-24Price change$99,900
2014-11-18Price change$109,900
2014-11-10Price change$110,900
2014-11-01Price change$111,900
2014-10-23Price change$112,900
2014-10-16Price change$113,900
2014-06-18Listed for sale$114,900

For Sale by Agent

AgentMelissa Nichols
BrokerageeXp Realty

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