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2614 Church St, Winterville, NC, 28590

3beds
2baths
2,346sqft
$224,900
$96price/sqft
$1,607/moest. monthly cost
$64,280/yrincome needed

About This Home

Charming 1950 Ranch in the Heart of Old Winterville — Walk to Downtown Tucked along a tree-lined street, this solid 1950 ranch blends midcentury craftsmanship with thoughtful updates across roughly 2,346 square feet of easy single-level living. Landscaped with mature boxwoods, shade trees, and a deep lawn, it welcomes you with a classic covered front porch. Inside, the character shines: a wood-burning fireplace framed by arched built-in bookshelves, a formal dining room with glass-front china cabinets, crown molding, and hardwood floors throughout much of the home. A knotty-pine den with its own built-ins makes an ideal second living space or office. The updated kitchen offers white cabinetry, a center island, stainless appliances, a breakfast area, and walk-in pantry. Three bedrooms (with a cedar-lined closets), a full bath, and a half bath complete the layout. Storage abounds — attached garage, backyard shed, enormous floored walk-up attic. Location! Stroll downtown for oysters at Main & Mill, coffee at The Biscuit & The Bean, and pours at Nauti Dog and Local Oak breweries, with Sam Jones Barbecue close by. Winterville Recreation Park and the greenway are just down the street, and AG Cox Middle School is a few steps away. Greenville, East Carolina University, ECU Health, and Pitt Community College are all 10–15 minutes away. A rare chance to own a character-rich home in one of Pitt County's most walkable, fast-growing towns. **Home is sold as-is.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
4/10
A G Cox Middle SchoolGrades 6-80.1 mi
6/10
South Central High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Footing
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Laminate,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,346 sqft

Property

Details

  • Parcel number: 011645

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 0.40 Acres

Parking

  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Pitt County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$120$1,440
Property Taxes $132$1,584
Electricity $218$2,622
Total$1,607$19,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,097/yr
40% on housing$48,210/yr
45% on housing$42,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 28590$126
Pitt County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 28590$167
Pitt County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-05Listed for sale$224,900

For Sale by Owner

AgentProperty Owner

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