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363 W Third Street, Ayden, NC, 28513

5beds
4baths
3,838sqft
$395,000
$103price/sqft
$2,964/moest. monthly cost
$118,560/yrincome needed

About This Home

A must see! Welcome to this exquisite home, where elegance and sophistication greets you. As you enter, you are welcomed by a grand foyer with beautiful marble floors, illuminated by a stunning chandelier that sets the tone for the rest of the home. Featuring bamboo floors throughout the home. The carefully curated lighting throughout the space enhances the architectural details and highlights the luxurious finishes. Featuring a formal living area, a family room and a formal dining area with many windows that allow natural light to pour in, creating an inviting atmosphere. Step into the sunroom, where additional outdoor lighting creates an enchanting atmosphere, perfect for evening gatherings or relaxation. This home perfectly balances elegance and comfort, making it a dream home.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
Ayden Elementary SchoolGrades PK-50.4 mi
4/10
Ayden Middle SchoolGrades 6-80.5 mi
3/10
Ayden-Grifton High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven
  • Laundry features: Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Master Downstairs
  • Flooring: Bamboo,Marble

Heating & Cooling

  • Heating features: Fireplace(s),Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,838
  • Total interior livable area: 3,838 sqft

Property

Details

  • Parcel number: 012258
  • Zoning: R10
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 3500 - 3999

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 1,199ft x 1198.9ft

Parking

  • Parking features: Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Hurricane
Tornado
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Pitt County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$225$2,700
Property Taxes $385$4,620
Electricity $357$4,289
Total$2,964$35,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,622/yr
40% on housing$88,920/yr
45% on housing$79,040/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 28513$131
Pitt County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 28513$143
Pitt County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$395,000
2026-07-21Price change$395,000
2026-07-07Listed for sale$410,000
2025-08-15Listing removed$425,000
2025-02-19Listed for sale$425,000
2022-08-26Sold$60,000

For Sale by Agent

AgentMarie Crandell Nelson
BrokerageNelsons Realty Group

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