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3655 Hillcrest Drive, Farmville, NC, 27828

5beds
4baths
3,451sqft
$552,000
$160price/sqft
$4,093/moest. monthly cost
$163,720/yrincome needed

About This Home

A beautiful 5-bedroom, 3.5-bath home nestled in a quiet, wooded, upscale neighborhood. This 2-story, Southern Charm home offers both privacy and versatility. The home features an attractive primary suite on the main level, along with a second, relaxing primary suite upstairs--perfect for multi-generational living or added flexibility. New carpet upstairs. A walk-in attic provides excellent storage or future expansion potential. Real oak flooring throughout the downstairs. The whole interior has been repainted with stunning wallpaper accents. Additional updates include new kitchen flooring, updated granite countertops, gutters, beautiful fireplace with new gas insert, and an upstairs HVAC system replaced in 2023. Two large covered porches offer tranquil breezes--perfect for lemonade while listening to sweet birdsongs. The home has a fenced-in back yard to accommodate children or pets. The property also includes a spectacular two-story, one-bedroom, one bath, detached income-producing unit in the rear--fully furnished and ready to go--ideal for rental income, guest accommodations, or flexible use to suit your needs. This secondary dwelling has been fully updated and offers turn-key convenience with all furniture conveying, along with a washer, dryer, refrigerator, and microwave. Recent improvements include new sliding glass doors, a new entry door, new vinyl plank flooring upstairs, new central air and heat installed in 2023, making it move-in or rental ready from day one. You don't want to miss this!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
6/10
Farmville Middle SchoolGrades 6-81.6 mi
5/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Gas Log
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Heat Pump,Fireplace(s),Electric,Natural Gas
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,551
  • Total interior livable area: 3,451 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 025054
  • Zoning: R15
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Deck,Porch
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 0.47 Acres
  • Lot size dimensions: 145 x 150

Parking

  • Total spaces: 2
  • Parking features: Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hurricane
Tornado
Winter Weather
Lightning
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Pitt County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,791$33,492
Home Insurance *$427$5,124
Property Taxes $554$6,648
Electricity $321$3,857
Total$4,093$49,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,331/yr
40% on housing$122,790/yr
45% on housing$109,146/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 27828$122
Pitt County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 27828$131
Pitt County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$600,000
2023-05-01Sold$320,000
2023-04-18Pending sale$332,000
2023-04-11Listed for sale$332,000

For Sale by Agent

AgentGary Whitehurst
BrokerageLee and Harrell Real Estate Professionals

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