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215 Terrace Ct, Greenville, NC, 27834

2beds
1baths
950sqft
$119,900
$126price/sqft
$996/moest. monthly cost
$39,840/yrincome needed

About This Home

Welcome home to this charming 2-bedroom, 1-bath brick ranch offering 950 square feet of comfortable living space. Built in 1981, this well-maintained home combines timeless durability with a practical, easy-to-maintain layout that's perfect for first-time homebuyers, downsizers, or investors. The home does have an HVAC, there is a glitch in the MLS system that shows "none" as the heating source but there is definitely an HVAC system. Inside, you'll find a functional floor plan with comfortable living spaces, three nicely sized bedrooms, and a full bathroom. The classic brick exterior provides lasting curb appeal and low-maintenance living, while the manageable lot offers plenty of potential for outdoor enjoyment, gardening, or entertaining. Whether you're looking for a place to call home or an excellent investment opportunity, this property delivers affordability, convenience, and endless possibilities. Schedule your showing today and discover all this home has to offer!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Belvoir Elementary SchoolGrades PK-54.3 mi
7/10
Wellcome Middle SchoolGrades 6-82.5 mi
6/10
Junius H Rose HighGrades 9-123.3 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Tile
  • Finished area below ground: 0
  • Finished area above ground: 950

Heating & Cooling

  • Heating features: None
  • Cooling features: Central Air

Interior Area

  • Total structure area: 950
  • Total interior livable area: 950 sqft

Property

Details

  • Parcel number: 036833
  • Zoning: R6S
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes

Lot

  • Lot size: 10,454 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Tornado
Winter Weather
Inland Flooding
Coastal Flooding
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Pitt County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$85$1,020
Property Taxes $105$1,260
Electricity $200$2,405
Total$996$11,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,148/yr
40% on housing$29,880/yr
45% on housing$26,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 27834$115
Pitt County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 27834$167
Pitt County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-18Price change$109,900
2026-08-06Price change$114,000
2026-07-28Price change$119,900
2026-07-21Price change$124,900
2026-07-14Price change$129,900
2026-07-10Price change$139,900
2026-07-03Listed for sale$145,000
2009-01-13Sold$57,500
2008-07-29Sold$14,500

For Sale by Agent

AgentShea Smith
BrokerageNorthGroup Real Estate, Inc.

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