See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2554 Doc Loftin Road, Ayden, NC, 28513

3beds
4baths
2,173sqft
$560,000
$258price/sqft
$3,701/moest. monthly cost
$148,040/yrincome needed

About This Home

Welcome to your private slice of Eastern North Carolina paradise! Nestled on 5 beautiful acres of cleared and wooded land, this spacious 3 bedroom, 3.5 bath home offers the perfect blend of comfort, character, and country charm. Step inside to an inviting open floor plan with vaulted ceilings and abundant natural light streaming through charming skylights. The cozy wood-burning fireplace creates the perfect focal point for gathering on cool evenings, while the huge sunroom offers panoramic views of your peaceful surroundings year-round. The spacious primary living areas flow effortlessly, ideal for entertaining or simply enjoying everyday life. Upstairs, a large bonus room over the garage features its own full bath, making it perfect for a guest suite, home office, media room, or private retreat. Outside, the property truly shines. Approximately 75 percent fenced with a gated entrance, this acreage is ideal for animals, recreation, or simply enjoying wide-open space. A convenient gravel and paved circle driveway provides easy access and ample parking. Relax on the welcoming covered front porch and take in the tranquil country setting. If you've been searching for privacy, space, and versatility all just minutes from town this property delivers. Schedule your private showing today and experience everything this exceptional home has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Chicod Elementary SchoolGrades PK-82.7 mi
5/10
D H Conley High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher,Electric Range
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Walk-in Closet(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Skylight(s)
  • Flooring: LVT/LVP,Carpet,Tile

Heating & Cooling

  • Heating features: Wood,Fireplace(s),Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,173
  • Total interior livable area: 2,173 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 044792
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Enclosed,Patio,Porch
  • Fencing: Privacy,Wire,Partial,Wood
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 2000 - 2199

Lot

  • Lot size: 5.36 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Gravel,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Hurricane
Tornado
Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind
Cold Wave
Drought
Hail

FEMA Declared Disasters in Pitt County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$320$3,840
Property Taxes $348$4,176
Electricity $202$2,428
Total$3,701$44,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,891/yr
40% on housing$111,030/yr
45% on housing$98,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 28513$126
Pitt County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 28513$143
Pitt County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-28Listed for sale$575,000
2026-01-09Listing removed$565,000
2025-09-26Price change$565,000
2025-08-25Price change$570,000
2025-07-09Listed for sale$575,000
2021-12-01Sold$360,000
2021-11-15Pending sale$345,000
2021-11-08Listed for sale$345,000
2015-08-11Sold$216,250
2015-07-06Pending sale$220,000
2015-06-12Listed for sale$220,000

For Sale by Agent

AgentAshley M Henderson, The Oceanaire Realty
BrokerageThe Oceanaire Realty

Similar Homes