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105 Gates Drive, Winterville, NC, 28590

0beds
3baths
1,614sqft
$259,900
$161price/sqft
$1,871/moest. monthly cost
$74,840/yrincome needed

About This Home

Three Bedroom, 2.5 bath townhouse in The Gates. Freshly painted interior. New carpet on stairs and all of second floor. Double-sided gas logs between living and dining.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

--
10/10
Hope MiddleGrades 6-86.0 mi
6/10
South Central High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Composition,Brick Veneer,Vinyl Siding,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,See Remarks,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),Vaulted Ceiling(s),Ceiling Fan(s),Gas Log,Walk-In Closet(s)
  • Door features: Thermal Doors
  • Window features: Thermal Windows
  • Flooring: Carpet,Laminate,Tile,Vinyl
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Access Only,Partially Floored

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,None

Interior Area

  • Total structure area: 1,614
  • Total interior livable area: 1,614 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 045495
  • Zoning: R6
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio,Porch,See Remarks
  • Exterior features: Thermal Doors
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 1600 - 1799

Lot

  • Lot size: 3,485 sqft
  • Features: Wooded
  • Lot size dimensions: .08

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Hurricane
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pitt County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$139$1,668
Property Taxes $218$2,616
Electricity $200$2,405
Total$1,871$22,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,148/yr
40% on housing$56,130/yr
45% on housing$49,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 28590$125
Pitt County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 28590$167
Pitt County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$259,900
2015-10-29Sold$115,000
2015-08-18Price change$125,000
2015-08-14Price change$128,000
2015-05-30Listed for sale$129,500
2015-01-20Listing removed$139,900
2015-01-14Listed for sale$139,900
2010-07-12Sold$142,000
2010-04-22Price change$143,900
2010-04-17Listed for sale$144,900

For Sale by Agent

AgentCollice Moore Jr
BrokerageCollice Moore Properties

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