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3804 Sterling Trace Drive, Winterville, NC, 28590

4beds
4baths
3,889sqft
$814,000
$209price/sqft
$5,413/moest. monthly cost
$216,520/yrincome needed

About This Home

Welcome to this exceptional custom brick home in the sought-after Sterling Trace subdivision, perfectly situated on a spacious 1-acre lot with no city taxes and no HOA. Designed with both comfort and entertaining in mind, this home offers quality craftsmanship and thoughtful upgrades throughout. Step inside to find hardwood floors throughout the main level, elegant crown molding, plantation shutters, and a welcoming living room featuring custom built-in bookcases and a natural gas fireplace. The beautifully updated kitchen is the heart of the home, showcasing quartz countertops, a large center island, abundant cabinetry, and plenty of workspace for cooking and gathering. The primary suite is a true retreat with an updated spa-inspired bath featuring a stunning rainforest tile shower and a large walk-in closet. Just off the attached garage, you'll find a heated and cooled mudroom that serves as the perfect transition space for everyday living. The attached garage itself is also fully heated and cooled, providing year-round comfort for vehicles, projects, hobbies, or additional flexible workspace. Upstairs, you'll find new allergenic carpeting, updated lighting, an upstairs primary bedroom and a massive bonus room complete with custom cabinetry and a wet bar, making it ideal for entertaining, hobbies, or a media room. Outdoor living is second to none. Enjoy the custom outdoor kitchen featuring granite countertops, a griddle, grill, refrigerated drawers, and ample prep space, all covered by a beautiful new pergola. The fully fenced backyard with black aluminum fencing offers privacy and room to roam, while a 12x24 storage barn provides additional storage. Car enthusiasts, hobbyists, and anyone needing extra space will appreciate the impressive 34x40 detached garage with room for up to four vehicles, featuring a full-size garage door plus an additional screened garage door that allows you to enjoy the breeze while working, entertaining, or relaxing. The detached garage provides exceptional versatility for storage, recreation, or workshop needs. This one-of-a-kind property combines luxury, functionality, and unmatched indoor-outdoor living in a prime Sterling Trace location. Don't miss your opportunity to own this remarkable custom home.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
4/10
A G Cox Middle SchoolGrades 6-82.7 mi
6/10
South Central High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Brick/Mortar
  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Double Oven
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Features

  • Master Downstairs,Walk-in Closet(s),Entrance Foyer,Bookcases,Blinds/Shades,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Wood,Ceramic Tile
  • Attic: Partially Floored,Pull Down Stairs

Heating & Cooling

  • Heating features: Gas Pack,Heat Pump,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,889
  • Total interior livable area: 3,889 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Sunroom

  • Level: First

Property

Details

  • Parcel number: 051981
  • Zoning: RA20
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio,Porch
  • Exterior features: Irrigation System,Outdoor Kitchen,Outdoor Grill
  • Fencing: Metal/Ornamental,Back Yard
  • Has view: Yes
  • View description: None
  • Frontage type: See Remarks
  • Living area range: 3500 - 3999

Lot

  • Lot size: 1 Acres
  • Features: Sprinklers in Front
  • Lot size dimensions: 98 x 300 x 145 x 320

Parking

  • Total spaces: 6
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hurricane
Heat Wave
Inland Flooding
Lightning
Cold Wave
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters in Pitt County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,116$49,392
Home Insurance *$436$5,232
Property Taxes $499$5,988
Electricity $362$4,346
Total$5,413$64,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,588/yr
40% on housing$162,390/yr
45% on housing$144,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 28590$123
Pitt County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 28590$167
Pitt County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$810,000
2026-07-28Listed for sale$814,000
2026-07-14Listing removed$838,000
2026-06-26Price change$838,000
2026-06-12Listed for sale$848,000
2026-06-10Listing removed$848,000
2026-06-04Price change$848,000
2026-05-20Listed for sale$868,000
2025-01-17Sold$655,000
2024-12-14Contingent$654,900
2024-12-13Listed for sale$654,900
2024-08-21Sold$450,000
2024-08-08Contingent$619,900
2024-08-01Price change$619,900
2024-07-17Price change$644,900
2024-07-05Price change$656,900
2024-06-26Price change$658,888
2024-05-31Price change$677,777
2024-04-20Listed for sale$678,888
2017-07-19Sold$392,500
2017-06-09Pending sale$397,500
2017-05-17Listed for sale$397,500

For Sale by Agent

AgentMichelle Lones
BrokerageCentury 21 The Realty Group

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