106 Penn St, Monroe, NC, 28112
About This Home
Welcome home to this stunning new construction 2-bedroom, 1-bath modern residence designed with style, functionality, and contemporary curb appeal in mind. Situated on a desirable corner lot, this home showcases a dramatic 16-foot slanted roofline that creates an open, airy atmosphere and a striking architectural statement. Step inside to discover a bright and inviting floor plan featuring soaring ceilings, abundant natural light, and sleek modern finishes throughout. The beautifully appointed kitchen boasts granite countertops, ample cabinet space, and a clean, contemporary design perfect for both everyday living and entertaining. The spacious bedrooms offer comfort and versatility, while the thoughtfully designed bathroom features modern fixtures and finishes. Every detail has been carefully selected to blend style and convenience, creating a home that feels both sophisticated and welcoming. Whether you're a first-time homebuyer, looking to downsize, or seeking a low-maintenance investment property, this unique modern home offers exceptional value and timeless appeal.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Crawl Space
- Construction materials: Vinyl
Other
- Builder model: Gravensteen
- Builder name: HCB Construction,LLC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave
- Laundry features: Inside,Main Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 2
Features
- Window features: Insulated Windows
- Finished area below ground: 0
- Finished area above ground: 719
Heating & Cooling
- Heating features: Ductless
- Cooling features: Ductless
Interior Area
- Total structure area: 719
- Total interior livable area: 719 sqft
Primary Bedroom
- Features: Vaulted Ceiling(s)
- Level: Main
- Area: 132
- Dimensions: 11' 0" X 12' 0"
Property
Details
- Parcel number: 09238006A
- Zoning: AQ5
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck,Front Porch
Lot
- Lot size: 0.20 Acres
- Features: Corner Lot
- Lot size dimensions: 61' x 136' x 62' x 134'
Parking
- Total spaces: 3
- Parking features: Driveway
- Has uncovered spaces: Yes
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Union County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $85 | $1,020 |
| Property Taxes | $177 | $2,124 |
| Electricity | $200 | $2,405 |
| Total | $1,675 | $20,100 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-08 | Listed for sale | $239,999 |
| 2026-02-13 | Sold | $65,000 |
| 2025-04-07 | Sold | $91,300 |
New Construction
View on Zillow