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2300 Fowler Secrest Rd, Monroe, NC, 28110

3beds
3baths
2,623sqft
$550,000
$210price/sqft
$3,612/moest. monthly cost
$144,480/yrincome needed

About This Home

Situated on a private one-acre lot with no HOA, this custom 1.5-story full brick home blends timeless design with everyday comfort. The main level features extensive moldings, engineered hardwoods in the entry and living areas, a flexible front study, and an open kitchen with granite countertops, tile backsplash, and tile flooring that flows into a vaulted, light-filled dining space. The great room offers high ceilings, a stacked stone fireplace, and large windows for abundant natural light. The primary suite includes a tray ceiling, patio access, a soaking tub, and a walk-in closet, while two additional bedrooms and a full bath complete the main floor. Upstairs, an oversized bonus room provides versatile space and easy attic storage. Outdoors, enjoy a private brick-enclosed patio, a spacious backyard with mature landscaping, and a storage shed, perfect for relaxing or entertaining.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
9/10
Piedmont Middle SchoolGrades 6-86.8 mi
7/10
Piedmont High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Gas Water Heater,Microwave,Plumbed For Ice Maker,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Utility Room

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Bonus Room

  • Level: Upper

Dining Room

  • Level: Main

Features

  • Fireplace features: Gas Log,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 2,623

Flex Space

  • Level: Upper

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,623
  • Total interior livable area: 2,623 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 09298238
  • Zoning: AP8
  • Special condition: Standard
  • Exclusions: Ring doorbell and coordinating cameras

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 0.94 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Ice Storm
Lightning
Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$180$2,160
Property Taxes $407$4,884
Electricity $244$2,931
Total$3,612$43,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,840/yr
40% on housing$108,360/yr
45% on housing$96,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 28110$189
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28110$200
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$550,000
2014-01-24Sold$296,500
2013-08-04Listed for sale$298,500
2013-04-02Listing removed$305,900
2013-01-04Price change$305,900
2012-07-03Listed for sale$309,900
2008-07-26Listing removed$309,900
2008-06-12Listed for sale$309,900
1998-11-13Sold$204,000

For Sale by Agent

AgentJeremy Ordan
BrokerageHoward Hanna Allen Tate Charlotte South

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